Posts tagged with "fcra"

Consumer Lending Compliance 101, 201, 301: Laws, Regulations and Processing Requirements (3 Part Webinar Series)

Register Now

As many banks can attest, staying abreast of ever-changing and increasingly complex regulatory requirements, expectations, and industry practices is a daunting challenge. Given the increased focus on consumer protections, it is even more critical for banks to be in compliance with consumer lending regulations.  This 3–part loan webinar series will help financial institutions address these challenges by explaining the range of rules, regulations and regulatory standards that apply to non-mortgage consumer lending transactions.

Sessions 101 and 201 provide an overview of key regulations and requirements. Session 301 explains the application of these regulatory requirements to the day-to-day operations of your consumer lending program.

Sign up for 1, 2 or all 3 Parts!

Consumer Loan Regs 101

Overview of Consumer Lending Laws and Regulations

Tuesday, February 19, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Regulation B: ECOA (including adverse actions, withdrawals, counteroffers)
  • Regulation Z: TILA
  • Regulation P: GLBA

Consumer Loan Regs 201

Advanced Consumer Lending Laws and Regulations

Wednesday, February 20, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Lending to service-members (SCRA, MLA) (including modifications and waiver of benefits)
  • FCRA (including pre-screening rules)
  • FDCPA
  • UDAAP

Consumer Loan Regs 301

Application of Regulatory Requirements on Process

Thursday, February 21, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Building on the fundamentals reviewed in 101 and 201, this training session will explain the compliance requirements at various stages in the consumer loan process, from marketing to collections, and provide best strategies to ensure compliance.

  • Identifying and mitigating compliance risks associated with consumer lending
  • Component policies and procedures that should be included with your CMS program
  • Post-screening firm offers of credit
  • Affiliate marketing rules
  • Avoiding UDAAP claims and violations

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker(s)

Dena Somers

Dena Somers, Esq
Founder
finregPARTNERS

About the Speaker

Dena Somers is a highly regarded bank consultant and compliance attorney. She has provided regulatory compliance and risk management consulting services to financial institutions and companies in highly regulated industries nationwide for more than 20 years. Her areas of expertise include consumer and mortgage lending compliance, Fintech and specialty finance, regulatory compliance training, business strategy and best practice advisement, and corporate governance.

Throughout her career, Ms. Somers has advised hundreds of banking and financial institutions— ranging from local community banks to $50 billion financial holding companies— to achieve operational efficiency while ensuring regulatory compliance. Previously, Ms. Somers served as General Counsel to a national mortgage servicing company, Fintech lender, national money service business, and has represented financial institutions in a broad array of complex litigation matters for more than 15 years. Additionally, Ms. Somers is a published author for Lexis Nexis in the areas of Bank Teller training, loan policies, and loan documentation training.

Register Now Pay by Check

Consumer Lending Compliance 101, 201, 301: Laws, Regulations and Processing Requirements (3 Part Webinar Series)

Register Now

As many banks can attest, staying abreast of ever-changing and increasingly complex regulatory requirements, expectations, and industry practices is a daunting challenge. Given the increased focus on consumer protections, it is even more critical for banks to be in compliance with consumer lending regulations.  This 3–part loan webinar series will help financial institutions address these challenges by explaining the range of rules, regulations and regulatory standards that apply to non-mortgage consumer lending transactions.

Sessions 101 and 201 provide an overview of key regulations and requirements. Session 301 explains the application of these regulatory requirements to the day-to-day operations of your consumer lending program.

Sign up for 1, 2 or all 3 Parts!

Consumer Loan Regs 101

Overview of Consumer Lending Laws and Regulations

Tuesday, February 19, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Regulation B: ECOA (including adverse actions, withdrawals, counteroffers)
  • Regulation Z: TILA
  • Regulation P: GLBA

Consumer Loan Regs 201

Advanced Consumer Lending Laws and Regulations

Wednesday, February 20, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Lending to service-members (SCRA, MLA) (including modifications and waiver of benefits)
  • FCRA (including pre-screening rules)
  • FDCPA
  • UDAAP

Consumer Loan Regs 301

Application of Regulatory Requirements on Process

Thursday, February 21, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Building on the fundamentals reviewed in 101 and 201, this training session will explain the compliance requirements at various stages in the consumer loan process, from marketing to collections, and provide best strategies to ensure compliance.

  • Identifying and mitigating compliance risks associated with consumer lending
  • Component policies and procedures that should be included with your CMS program
  • Post-screening firm offers of credit
  • Affiliate marketing rules
  • Avoiding UDAAP claims and violations

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker(s)

Dena Somers

Dena Somers, Esq
Founder
finregPARTNERS

About the Speaker

Dena Somers is a highly regarded bank consultant and compliance attorney. She has provided regulatory compliance and risk management consulting services to financial institutions and companies in highly regulated industries nationwide for more than 20 years. Her areas of expertise include consumer and mortgage lending compliance, Fintech and specialty finance, regulatory compliance training, business strategy and best practice advisement, and corporate governance.

Throughout her career, Ms. Somers has advised hundreds of banking and financial institutions— ranging from local community banks to $50 billion financial holding companies— to achieve operational efficiency while ensuring regulatory compliance. Previously, Ms. Somers served as General Counsel to a national mortgage servicing company, Fintech lender, national money service business, and has represented financial institutions in a broad array of complex litigation matters for more than 15 years. Additionally, Ms. Somers is a published author for Lexis Nexis in the areas of Bank Teller training, loan policies, and loan documentation training.

Register Now Pay by Check

Consumer Lending Compliance 101, 201, 301: Laws, Regulations and Processing Requirements (3 Part Webinar Series)

Register Now

As many banks can attest, staying abreast of ever-changing and increasingly complex regulatory requirements, expectations, and industry practices is a daunting challenge. Given the increased focus on consumer protections, it is even more critical for banks to be in compliance with consumer lending regulations.  This 3–part loan webinar series will help financial institutions address these challenges by explaining the range of rules, regulations and regulatory standards that apply to non-mortgage consumer lending transactions.

Sessions 101 and 201 provide an overview of key regulations and requirements. Session 301 explains the application of these regulatory requirements to the day-to-day operations of your consumer lending program.

Sign up for 1, 2 or all 3 Parts!

Consumer Loan Regs 101

Overview of Consumer Lending Laws and Regulations

Tuesday, February 19, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Regulation B: ECOA (including adverse actions, withdrawals, counteroffers)
  • Regulation Z: TILA
  • Regulation P: GLBA

Consumer Loan Regs 201

Advanced Consumer Lending Laws and Regulations

Wednesday, February 20, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Gain a comprehensive understanding of the current regulatory environment and regulations that apply to consumer financial transactions. Examples of enforcement actions will also be discussed to maximize understanding of consumer regulations.

  • Lending to service-members (SCRA, MLA) (including modifications and waiver of benefits)
  • FCRA (including pre-screening rules)
  • FDCPA
  • UDAAP

Consumer Loan Regs 301

Application of Regulatory Requirements on Process

Thursday, February 21, 2019

  • 12:00 – 1:00 pm ET
  • 11:00 – 12:00 pm CT
  • 10:00 – 11:00 am MT
  • 9:00 – 10:00 am PT

Building on the fundamentals reviewed in 101 and 201, this training session will explain the compliance requirements at various stages in the consumer loan process, from marketing to collections, and provide best strategies to ensure compliance.

  • Identifying and mitigating compliance risks associated with consumer lending
  • Component policies and procedures that should be included with your CMS program
  • Post-screening firm offers of credit
  • Affiliate marketing rules
  • Avoiding UDAAP claims and violations

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker(s)

Dena Somers

Dena Somers, Esq
Founder
finregPARTNERS

About the Speaker

Dena Somers is a highly regarded bank consultant and compliance attorney. She has provided regulatory compliance and risk management consulting services to financial institutions and companies in highly regulated industries nationwide for more than 20 years. Her areas of expertise include consumer and mortgage lending compliance, Fintech and specialty finance, regulatory compliance training, business strategy and best practice advisement, and corporate governance.

Throughout her career, Ms. Somers has advised hundreds of banking and financial institutions— ranging from local community banks to $50 billion financial holding companies— to achieve operational efficiency while ensuring regulatory compliance. Previously, Ms. Somers served as General Counsel to a national mortgage servicing company, Fintech lender, national money service business, and has represented financial institutions in a broad array of complex litigation matters for more than 15 years. Additionally, Ms. Somers is a published author for Lexis Nexis in the areas of Bank Teller training, loan policies, and loan documentation training.

Register Now Pay by Check

Fair Lending – Compliance, Risk Mitigation, and Analysis

Register Now

Fair lending has never been more critical for financial institutions. The expectations from the regulatory agencies have increased in recent years driven by the Dodd-Frank Act, creation of the Consumer Financial Protection Bureau (CFPB), and ever, increasing enforcement action penalties, among others.

Banks and Credit Unions must have effective compliance programs that evaluate and mitigate risk, including sophisticated statistical analytics capabilities. This lending webinar will bring you up-to-date on those requirements, warning signs that may indicate noncompliance, and what you institution needs to do to minimize its risk exposure.

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Wednesday, October 24, 2018

  • 12:00 – 1:00 pm (Eastern Time)
  • 11:00 – 12:00 pm (Central Time)
  • 10:00 – 11:00 am (Mountain Time)
  • 9:00 – 10:00 am (Pacific Time)

Credits

  • 1.2 AAP Credits
  • 1.0 CPE Credits

Your Speaker(s)

Melissa Blaser

Senior Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

Fair Lending – Compliance, Risk Mitigation and Analysis

Register Now

Fair lending has never been more critical for financial institutions. The expectations from the regulatory agencies have increased in recent years driven by the Dodd-Frank Act, creation of the Consumer Financial Protection Bureau (CFPB), and ever, increasing enforcement action penalties, among others.

Banks and Credit Unions must have effective compliance programs that evaluate and mitigate risk, including sophisticated statistical analytics capabilities. This lending webinar will bring you up-to-date on those requirements, warning signs that may indicate noncompliance, and what you institution needs to do to minimize its risk exposure.

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Thursday, March 15, 2018

  • 2:00 – 3:00 pm (Eastern Time)
  • 1:00 – 2:00 pm (Central Time)
  • 12:00 – 1:00 pm (Mountain Time)
  • 11:00 – 12:00 pm (Pacific Time)

Credits

  • 1.2 AAP Credits
  • 1.0 CPE Credits

Your Speaker(s)

Melissa Blaser

Senior Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

Fair Credit Reporting Act (FCRA): Getting to Compliance

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A piece here, a piece there…that’s how FCRA is typically viewed. It covers so much of the consumer lending process, but few are aware of how much it comes into play every day. From addressing fraud alerts, to reporting consumer information and disclosing credit scores, you must know the Act’s requirements to ensure your compliance program is effective. This online bank webinar on the Fair Credit Reporting Act is designed to regulate consumer reporting industry, to place disclosure obligations on users of consumer reports and to ensure fair, timely and accurate reporting of credit information. The Act also restricts the use of reports on consumers and, in specific circumstances, requires the deletion of obsolete information. In essence, it is incorporated into several phases of the consumer lending process. While many banks have procedures in place to comply with aspects of the Act, it is critical that your compliance program addresses each requirement and provides for the effective and compliant administration of its requirements.

Important Takeaways for attendees of this FCRA Webinar:

  • Components of an effective FCRA compliance program
  • Addressing fraud and active duty alerts
  • Truncation of credit and debit card account numbers
  • Disclosure of credit scores in real estate secured loans
  • Solicitations based on pre-screened lists
  • Disposal of consumer report information
  • Disclosure of negative information to consumer reporting agencies
  • Risk-based pricing requirements
  • Procedures to enhance the accuracy of information furnished to consumer reporting agencies
  • Protection of medical information

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally.

NOTE: Portions of this event have been pre-recorded

Dates of Event

Tuesday, May 23, 2017

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

Credits

  • 1.8 AAP Credits
  • 1.5 CPE Credits

Your Speaker(s)

Angela Lucas

Co-Founder and Managing Partner, Sterling Compliance LLC

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