{"title":"Course Catalog","description":"\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e","products":[{"product_id":"variable-rate-compliance-in-a-rising-rate-reality","title":"Variable Rate Compliance Issues","description":"\u003cp class=\"x_MsoNormal\" data-olk-copy-source=\"MessageBody\"\u003eWe are deep into 2025, and interest rates are still high and houses are still expensive! \u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eThe low fixed rates of yesteryear lulled many bankers into variable rate complacency.  We didn’t have to think too much about them, because we were too busy making loans in the hot market.  Now that rates have climbed, variable rates have become quite relevant again.\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eThe compliance issues surrounding variable rates are voluminous.  Moreover, existing loans are coming due and there is pressure to renew \/ refinance \/ modify them at competitive rates. Get a refresher on the multiple compliance items to watch far, as well as get a handle on the creative methods the industry is employing to keep loan volume going!\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this session\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eATR \/ QM considerations for variable rate loans\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eBuydowns\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eDiscount Points\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eAssumptions\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRenewals\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eModifications (the rules are different for open-end vs closed-end!)\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRefinances (including the special variable rate trigger)\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eARM Disclosure requirements:\u003c\/span\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eFrom Application disclosure to CHARM to TRID\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003ePremium and discount rates\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eARM Notice compliance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eAdvertising\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRESPA Section 8 as lenders grow partnerships with realtors\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003e\u003cspan\u003eWho Should Attend:\u003c\/span\u003e\u003c\/u\u003e\u003c\/b\u003e\u003cb\u003e\u003cu\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eCompliance staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eReal estate staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRisk managers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eLoan officers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eLoan operations\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eMarketing staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eAudit staff\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44089645629615,"sku":"ODC0820241","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/VariableRateComplianceIssues_09c69a4e-3e9e-47ed-b01f-5b793c07cbfd.png?v=1756991370"},{"product_id":"new-cfpb-enforcement-actions-on-regulation-e-and-nsf-overdrafts","title":"New CFPB Enforcement Actions on Regulation E and NSF Overdrafts","description":"\u003cp\u003eThis Course will review this latest CFPB announcement and discuss how financial institutions are working to mitigate these risks and reviewing past years of possible violations of assessing fees.\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44126360797359,"sku":"ODC0120231","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/new_20cfpb_20enforcements_aa9e5a8c-3b27-4857-83fc-1b153e5a733c.png?v=1729212860"},{"product_id":"online-account-application-fraud-identification-prevention-and-recovery","title":"Online Account Application Fraud: Identification, Prevention, and Recovery","description":"\u003cp\u003eIn the digital era, the convenience of online account opening presents different types of risks that should be considered when offering this service. Join our expert-led program,\" to uncover the latest tactics used by fraudsters to exploit the online account opening process and learn effective strategies to combat these threats.  Equip yourself with the knowledge and tools necessary to protect your organization and customers\/members from online account opening fraud. \u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eTopics covered in this session\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCommon fraud techniques targeting online account openings\u003c\/li\u003e\n\u003cli\u003eThe impact of such fraud on businesses and consumers\u003c\/li\u003e\n\u003cli\u003eInnovative technologies and best practices for fraud detection and prevention\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eWho Should Attend\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAccount Officers\/Lending Officers\/Relationship Managers\u003c\/li\u003e\n\u003cli\u003eBSA Officers and Support Teams\u003c\/li\u003e\n\u003cli\u003eBranch Managers\u003c\/li\u003e\n\u003cli\u003eCall Center Teams\u003c\/li\u003e\n\u003cli\u003eCompliance Teams\u003c\/li\u003e\n\u003cli\u003eDeposit Operation Teams\u003c\/li\u003e\n\u003cli\u003eFront-Line Teams (Customer\/Member Service Representatives)\u003c\/li\u003e\n\u003cli\u003eFraud Management Teams\u003c\/li\u003e\n\u003cli\u003eInternal Auditors\u003c\/li\u003e\n\u003cli\u003eInformation Security Officers\u003c\/li\u003e\n\u003cli\u003eRisk Management\u003c\/li\u003e\n\u003cli\u003eSenior Management\/Executive Management\u003c\/li\u003e\n\u003cli\u003eTreasury Sales and Operations\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44127793021103,"sku":"ODC0131221","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/online_20account_a929ccb2-5fb5-4a93-ae7f-4358a4745d25.jpg?v=1740782719"},{"product_id":"rdc-rules-and-regulations-compliance-review-and-checklist-1","title":"RDC Rules and Regulations: Compliance Review and Checklist","description":"\u003cp\u003e\u003cspan\u003eRemote Deposit Capture, aka RDC, just like other payment collection systems have guidance, laws and rules that are required for a financial institution to mitigate the risks and ensure compliance with its RDC Program. This payments webinar will cover FFIEC Guidance on remote deposit capture which includes all types of remote capture (i.e. merchant, mobile, ATM etc.)\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis RDC compliance training will take attendees through a comprehensive review of the rules and regulations that directly impact Remote Deposit Capture, including :\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cspan\u003eFFIEC Guidance on Remote Deposit Capture\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eChanges in Regulation CC and the impact to RDC\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eFederal Reserve Bank laws\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eElectronic Check Clearing House Organization (ECCHO) rules\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eCheck 21 rules\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eUniform Commercial Code,\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eAgreements between you and your customers (commercial and consumers)\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eRegulation J, and\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eRegulation E for consumer entries that are converted to ACH.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003e\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eBONUS MATERIAL:\u003c\/strong\u003e\u003c\/span\u003e\u003cem\u003e\u003cspan\u003e This RDC webinar includes a quick reference document to understand which laws, regulations and rules govern what aspect of Remote Deposit Capture.\u003c\/span\u003e\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/em\u003e\u003c\/p\u003e\n\u003c!----\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44127828672687,"sku":"ODC0304251","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/rdcmobilebanking_4c27f474-b1fa-47cc-9d53-a16441eb1441.jpg?v=1720205818"},{"product_id":"performing-regulation-e-investigations-in-the-back-office-best-business-practices-and-regulatory-expectations","title":"Performing Regulation E Investigations in the Back Office: Best Business Practices and Regulatory Expectations","description":"\u003cp\u003eRegulation E provides a basic framework that establishes the rights, liabilities, and responsibilities of participants in electronic fund transfer systems for consumers. Client facing teams are responsible for gathering information.\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44127868289199,"sku":"ODC0721201","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/comp_regs.jpg?v=1720206024"},{"product_id":"estimating-seasonal-borrowing-needs-and-ability-to-repay","title":"Cash Conversion Cycle Analysis","description":"\u003cp\u003eOne of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its short-term borrowings based on the financial information available.\u003c\/p\u003e\n\u003cp\u003eFirst, this presentation will explain the interrelationships among revenue projections, the expenses needed to support seasonal sales growth as well as the working capital assets, fixed assets, and liabilities necessary to support revenue growth. Second, the presentation will offer tips on how to analyzing underlying assumptions such as profitability, productivity, efficiency, and earnings retention.\u003c\/p\u003e\n\u003cp\u003eFinancial organizations extend credit to borrowers when the borrowers show the ability to repay the loans extended. Ideally, a request for a five-year loan should be supported by a 5-year cash flow projection, and a request for a seasonal line of credit should be supported by a 12-month cash flow projection to identify when the borrower is likely to borrow and when the borrower can repay the line of credit in full.  This session shows attendees how to construct a 12-month projection.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTopics covered in this session\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCritical role of revenues in projecting financial statements and cash flow\u003c\/li\u003e\n\u003cli\u003eProjection of income statement, balance sheet and cash flow to calculate loan needed to support projection and ability of the borrower to repay in full\u003c\/li\u003e\n\u003cli\u003eEvaluation of underlying assumptions including the feasibility of seasonal revenue growth rate, profitability, productivity, efficiency, earning retention, and leverage\u003c\/li\u003e\n\u003cli\u003eCalculation of loan amount needed to support financial projection and borrower’s repayment ability\u003c\/li\u003e\n\u003cli\u003eAnalysis of asset collateral base available to support repayment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho Should Attend:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCredit analysts and underwriters\u003c\/li\u003e\n\u003cli\u003eCommercial lenders\u003c\/li\u003e\n\u003cli\u003eBusiness bankers\u003c\/li\u003e\n\u003cli\u003eCredit approvers\u003c\/li\u003e\n\u003cli\u003eCredit managers\u003c\/li\u003e\n\u003cli\u003eCommercial banking managers\u003c\/li\u003e\n\u003cli\u003eLoan review officers\u003c\/li\u003e\n\u003cli\u003eLoan workout officers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44127912755375,"sku":"ODC1018221","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/estimating_20seasonal_20borrowing_20needs_efc596ba-faef-494c-9619-07c0724534f3.jpg?v=1729212884"},{"product_id":"streamlining-your-bsa-high-risk-review-process","title":"Streamlining Your BSA High Risk Review Process","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003cspan data-olk-copy-source=\"MessageBody\"\u003eA significant BSA regulatory requirement is ongoing review of higher risk clients.  Periodic high-risk reviews help financial institutions ensure they have updated Customer Due Diligence and identified risks associated with a client that presents an elevated level of risk due to the nature of their business or other factors.  This live webinar provides attendees with best practices on how they can streamline the periodic review process based on a well-documented risk-based approach from risk rating through the review process. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this session\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"square\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFFIEC guidance for determining high-risk customers\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eEffectively risk rating your high-risk customers\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eDocumenting the frequency of high-risk reviews\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eImportant documentation to include in your high-risk reviews\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eCommon audit findings in high-risk reviews\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003e\u003cspan\u003eWho Should Attend\u003c\/span\u003e\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eBSA Officers\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFraud Teams\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eClient Facing Teams\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eDeposit Operations\/Electronic Banking\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eCompliance Officers\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eInternal Audit\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eInformation Security\/Technology\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eSenior\/Executive Management\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44127976915119,"sku":"ODC0509241","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/BSARiskReviewProcess.jpg?v=1760018965"},{"product_id":"fraud-incident-response-from-front-line-to-operations","title":"Fraud Incident Response: From Front-Line To Operations","description":"\u003cp\u003eThis Course explores the latest developments in fraud and get insight into how best to protect the bank and its customers\/members from the front-line to the back-office.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default 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Title","offer_id":44128187941039,"sku":"ODC0405231","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/bsakyc_7332c84c-3727-4885-8bdf-383e14d97270.jpg?v=1720208952"},{"product_id":"key-elements-in-evaluating-revenue-growth-growth-rate-productivity-break-even-and-nominal-real-growth","title":"Key Elements in Evaluating Revenue Growth: Growth Rate, Productivity, Break-Even, and Nominal\/Real Growth","description":"\u003cp\u003eSometimes we take revenue for granted.  First, did sales really grow at all, especially during periods of high inflation  How far apart are nominal sales and real sales?  Second, below sky-high sales lie breakeven revenue, the \"floor\" for sales growth, the absolute minimum in sales needed to stay in business. Third, on the other hand, what factors construct a ceiling on sales—profitability, productivity, earnings retention, leverage—how much can sales grow without new, external debt financing or equity injection?  Finally, how much profit bang does a company get from every dollar of revenue, i.e., how much operating leverage does a firm have, and how do ups and downs in revenue impact profit Is the revenue projection inside this band?  Does the sales forecast show revenue growth large enough to earn a profit but not so large that it outstrips the client’s ability to support the projected growth?  Finally, since profit is really the point of sales, just how sensitive is a client’s profits to changes in revenues, especially negative changes? \u003c\/p\u003e\n\u003cp\u003eBusinesses see revenues as key to growing their companies, but for a business to grow, it must acquire the working capital and fixed assets needed to support the additional sales.  Ideally, it generates the funds to finance these assets from its profitable operations.  However, sometimes, firms grow much more quickly than can be immediately supported by internal profits and must either borrow from creditors or seek more capital from investors.  External sources can mean intrusion and interference from these outside funding sources, sometimes a painful choice for entrepreneurs who value their personal independence.  On the other hand, a business that grows too slowly may be overtaken by its competition and fall into decline.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTopics covered in this session\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eNominal sales vs. real sales\u003c\/li\u003e\n\u003cli\u003eInflation rate and revenues\u003c\/li\u003e\n\u003cli\u003eInflation rate and profits\u003c\/li\u003e\n\u003cli\u003eBreak-even sales (BES)\u003c\/li\u003e\n\u003cli\u003eGross profit margin and variable costs\u003c\/li\u003e\n\u003cli\u003eOperating profit margin and fixed costs\u003c\/li\u003e\n\u003cli\u003eFactors that change BES\u003c\/li\u003e\n\u003cli\u003eSustainable growth rate (SGR)\u003c\/li\u003e\n\u003cli\u003eWhy firms that grow faster than SGR need additional outside debt and\/or equity\u003c\/li\u003e\n\u003cli\u003eHow to increase SGR \u003c\/li\u003e\n\u003cli\u003eOperating leverage (OL)\u003c\/li\u003e\n\u003cli\u003eHow to measure profitability’s sensitivity to changes in revenues\u003c\/li\u003e\n\u003cli\u003eHow OL sensitivity impacts profitability over the business cycle\u003c\/li\u003e\n\u003cli\u003eCase Study to illustrate application of these measures in evaluating revenue projections\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWho Should Attend:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSmall business owners\u003c\/li\u003e\n\u003cli\u003eCredit analysts\u003c\/li\u003e\n\u003cli\u003eLoan underwriters, Loan review officers\u003c\/li\u003e\n\u003cli\u003eCommercial bankers, Credit department managers\u003c\/li\u003e\n\u003cli\u003eSenior lenders, Chief credit officers, Credit analysts\u003c\/li\u003e\n\u003cli\u003eCredit managers, Credit risk managers\u003c\/li\u003e\n\u003cli\u003eRisk managers, Enterprise risk managers\u003c\/li\u003e\n\u003cli\u003eChief credit officers, Senior lending officer\u003c\/li\u003e\n\u003cli\u003eBank director, Chief executive officer\u003c\/li\u003e\n\u003cli\u003ePresident, Board chairman\u003c\/li\u003e\n\u003cli\u003eFinancial professionals, such as accountants, bookkeepers, and financial advisors\u003c\/li\u003e\n\u003cli\u003eEntrepreneurs who are starting a new business and need financing\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44128543834287,"sku":"ODC0320241","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/revenuegrowth_fe1a22a7-56b9-4c98-8c54-ea3c685b1abe.jpg?v=1720210177"},{"product_id":"regulation-e-notification-investigation-and-documentation-requirements","title":"Regulation E: Fraud Claims Guide","description":"\u003cp\u003eRegulation E losses continue to impact the bottom line of financial institutions. 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This session breaks down everything your institution needs to know to prepare for participation in the FedNow\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e Service. 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You'll discover:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eKey features and use cases for each network\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eHow processing schedules, transaction limits, and settlement models compare\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eWhich systems support reversals, return requests, and fraud reporting—and how\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eThe rules and regs that govern each system, from Regulation E to Operating Circulars\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eWhat banks and credit unions need to know about funding, reconciliation, and compliance\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-pm-slice=\"1 1 []\"\u003eIf you’ve ever wondered whether Same Day ACH, FedNow®, and RTP® are interchangeable—or how to choose the right rail for the right transaction—this class is for you.\u003cbr\u003e\u003c\/p\u003e\n\u003cp data-pm-slice=\"1 1 []\"\u003e \u003c\/p\u003e\n\u003cp data-pm-slice=\"1 1 []\"\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510253678767,"sku":"ODC0424232","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/ach_20bootcamp_c9ad492c-00db-4d36-9891-871e36153111.jpg?v=1729212610"},{"product_id":"the-ins-outs-of-insider-lending-and-reg-o","title":"The Ins \u0026 Outs of Insider Lending and Reg O","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003cspan data-olk-copy-source=\"MessageBody\"\u003eInsider abuse is a real thing.  In finance, insiders hold positions of power or position that can be used to secure sweet loan deals that threaten the very stability of the institution.  There is an entire law devoted to insider lending, and Regulation O implements it. Bank regulators take it all very seriously, with violations bringing civil money penalties, Cease and Desist orders, or even individual permanent removal from the banking industry.  In 2022, a mid-size bank in Maryland paid a $9.5 Million dollar fine for Reg O violations! \u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan\u003eMany compliance professionals shy away from Reg O topics for several reasons: it isn’t a consumer compliance issue, it lives in the realm of Safety and Soundness, and it is downright intimidating.  Nobody wants to tell the Chairman of the Board that their overdraft will not and cannot be paid.  However, it is crucial for compliance officers, auditors, loan staff members, and even operational employees to have a solid understanding of Reg O principles. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan\u003eReg O covers insiders, but who exactly is that?  Directors, principal shareholders, and executive officers.  But who exactly are each of them?  Can you name names? And what about their related interests, such as business ventures, joint accounts, or non-profit representation?  Do you know about all of them, and if they are restricted by Reg O limitations?  You also need to know how to treat bank holding company and affiliate insiders.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan\u003eFurther, there are subcategories of being part of the in-crowd, and not all insider-ness is treated the same.  Some insiders can receive more favors than others.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this session\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eDetailed explanations of who is an insider is who is not\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eExploration of related interests\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eWhat “control” means\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eDetailed descriptions of “extensions of credit”\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eThe different lending limits and when they apply\u003c\/span\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eIndividual limits\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eAggregate limits\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eExecutive Officer limits\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eWhen Prior Approval is required, who must get it, and who can grant it\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eWhat preferential treatment is prohibited\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eWhat must be reported to the Board (or others?)\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cb style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e\u003cu\u003eWho Should Attend\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eCompliance staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRisk managers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eLoan policy makers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eOperations managers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eOperations staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eLegal, and audit\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510253875375,"sku":"ODC0220241","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/rego0324_1440.jpg?v=1729212856"},{"product_id":"treasury-services-training-for-setting-limits-and-approving-over-limits-for-ach-and-rdc-clients","title":"Treasury Services Training for Setting Limits and Approving Over-Limits for ACH and RDC Clients","description":"\u003cp\u003eMany financial institutions struggle with effectively setting exposure limits for ACH and RDC clients. This session covers exposure as defined by NACHA Rules, understanding what type of calculation works best, and best business practices for avoiding setting limits too high or too low. This webinar also takes attendees through best business practices for handling temporary over-limits and how permanent limit changes should be handled based on network rules, regulatory requirements and best business practices.\u003c\/p\u003e\n\u003cp\u003eTopics include:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eACH and RDC exposure limit network and regulatory requirements\u003c\/li\u003e\n\u003cli\u003eExamples of calculating exposure for ACH and RDC customers\u003c\/li\u003e\n\u003cli\u003eBest practices for handling temporary and permanent limit increases\u003c\/li\u003e\n\u003cli\u003eAudit traps to avoid when setting and increasing limits\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254235823,"sku":"ODC0211251","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/treasury_20services_20training_44d339b5-c31c-4b3a-88fe-2f085629c40d.jpg?v=1729212629"},{"product_id":"cyber-security-best-practices-and-compliance-for-employees","title":"Cyber Security Best Practices and Compliance for Employees","description":"\u003cp class=\"subtitle\"\u003e\u003cstrong\u003eUnderstand the risks to your data through social engineering and email phishing attacks.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIn today's digital age, strong cybersecurity extends beyond technology safeguards, recognizing the human factor as a critical link in the security chain. Despite increased investment in technology, hackers often exploit human errors through low-tech social engineering attacks, leading to significant data breaches and security incidents. This course aims to provide a comprehensive understanding of the risks associated with social engineering attacks on systems containing sensitive electronic data. It will cover various attack methods employed by hackers, shed light on how these attacks operate, and outline essential steps to safeguard data and systems. The prevalence of phishing emails is a common challenge, with scammers continually devising new strategies to bypass filters. Individuals receive an average of 3-5 phishing emails weekly, putting them at risk of engaging in actions that could have severe consequences. To address this, the course will focus on educating participants on how to identify phishing emails and offer practical tips to help them avoid falling victim to such scams. This knowledge is crucial for organizations of all sizes to mitigate risks and protect against potential security threats.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAgenda\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eUnderstand the Cyber Threat Landscape\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eIdentify and Understand Social Engineering Techniques\u003c\/li\u003e\n\u003cli\u003eUnderstand the Types of Human Error That Can Place an Organization at Risk\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUnderstand Regulatory Risks Associated With Data Breach\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eFederal Law Reporting Requirements\u003c\/li\u003e\n\u003cli\u003eState Law Reporting Requirements\u003c\/li\u003e\n\u003cli\u003eRegulatory Enforcement Background\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUnderstand Effective Measures That Can Be Taken to Mitigate the Effect of Human Error and Social Engineering Attacks\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eTraining and Awareness Best Practices\u003c\/li\u003e\n\u003cli\u003eTechnology Best Practices\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eWhat Is Phishing and Why You Should Be Concerned\u003c\/p\u003e\n\u003cp\u003eHow Do You Become a Victim of Phishing\u003c\/p\u003e\n\u003cp\u003e5 Ways to Identify Phishing and Avoid Becoming a Victim\u003c\/p\u003e\n\u003cp\u003eSome Real-Life Examples\u003c\/p\u003e\n\u003cp\u003ePhishing Simulations\u003c\/p\u003e\n\u003cp\u003eQuestions and Answers\u003c\/p\u003e\n\u003cp\u003eConcluding Remarks\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254268591,"sku":"ODC0110241","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/Cybersecurityjpg_91a35fd6-e694-4b4f-b8c2-5ef17a81cd99.jpg?v=1729212632"},{"product_id":"faster-payments-use-cases","title":"FedNow®  Faster Payments Use Cases","description":"\u003cp dir=\"ltr\"\u003e\u003cspan\u003eFaster payments aren’t just fast—they’re transforming how people and businesses move money. In this session explore real-world use cases for FedNow\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, RTP\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, and Same Day ACH, revealing where instant payments shine and how financial institutions can capitalize.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eYou’ll discover:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eEvery day and emerging use cases across P2P, B2B, B2C, G2C, and A2A payment types\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eHow businesses like Uber, Venmo, and DraftKings are already leveraging faster rails\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eThe benefits of real-time payroll, instant insurance payouts, account funding, and more\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eWays to improve customer experience, reduce costs, and grow deposits\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eOpportunities for banks and credit unions to innovate and stay competitive\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eWhether you're looking to drive adoption or identify strategic opportunities, this session gives you the insight to turn use cases into real value.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254334127,"sku":"ODC0801232","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/fednow_20operating_20circular_208_f1ab7a9a-4b68-4456-8ff8-27222d3df031.jpg?v=1729212633"},{"product_id":"regulation-e-vs-ach-friends-or-foes","title":"Regulation E vs ACH - Friends or Foes?","description":"\u003cp\u003eSure, they’re both electronic transactions, but did you know there are differences in the handling of ACH Entries as opposed to other types of debits? Some EFTs may be considered “Errors” under Regulation E, while certain ACH Entries may be handled with a Written Statement\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThis critical ACH webinar training covers:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eRegulation E vs ACH Rules Comparison\u003c\/li\u003e\n\u003cli\u003eImportant Definitions\u003c\/li\u003e\n\u003cli\u003eRegulation E vs ACH Coverage\u003c\/li\u003e\n\u003cli\u003eDocument Requirements\u003c\/li\u003e\n\u003cli\u003eRegulation E vs ACH Liability\u003c\/li\u003e\n\u003cli\u003eDispute Timeframes\u003c\/li\u003e\n\u003cli\u003eDispute Scenarios\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eAttend this informative payments webinar and learn how to eliminate the confusion.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254563503,"sku":"ODC0918243","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/reg_20e_20vs_20ach_3a81ed52-f12c-4712-8773-e94112afe2b5.jpg?v=1729212643"},{"product_id":"lease-capitalization-impacts-your-borrowers-leverage-liquidity-profitability-and-repayment-ability","title":"Lease Capitalization - Impacts Your Borrowers' Leverage, Liquidity, Profitability and Repayment Ability","description":"\u003cp\u003eLease capitalization has significantly impacted financial reporting by requiring borrowers to disclose their lease liabilities on their financial statements. This provides lenders with a more accurate and comprehensive view of a borrower’s total obligations, allowing for better-informed decision-making. With a clearer picture of a borrower’s financial commitments, lenders and creditors can now more accurately assess the borrower’s ability to repay debts, ensuring a more precise evaluation of their overall financial health.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTopics covered in this session\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eLease capitalization GAAP  (ASC 842)\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eImplementation date\u003c\/li\u003e\n\u003cli\u003eElements of capitalization—capitalization rate, amortization, right-of-use asset, lease liability\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eOperating leases and financing leases\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAnalysis and underwriting\u003c\/li\u003e\n\u003cli\u003eImpact on cash flow\u003c\/li\u003e\n\u003cli\u003eRatio covenants most sensitive—leverage ratio, current ratio\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eLease cap’s impact on liquidity, leverage, solvency, and profitability\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eLiabilities—additional long-term debt and short-term debt\u003c\/li\u003e\n\u003cli\u003eRight of use (ROU) asset—additional fixed assets and treatment as intangible assets\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003ePortfolio management\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eIdentification of industries and borrowers most sensitive to lease cap\u003c\/li\u003e\n\u003cli\u003eChanging interest rates—impact on capitalized lease asset and ROU asset\u003c\/li\u003e\n\u003cli\u003eReview and restructuring as needed of loans with financial covenants affected by lease cap\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003cstrong\u003eWho Should Attend: \u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCredit policy managers\u003c\/li\u003e\n\u003cli\u003eCommercial lenders\u003c\/li\u003e\n\u003cli\u003eBusiness bankers\u003c\/li\u003e\n\u003cli\u003eCommercial loan underwriters\u003c\/li\u003e\n\u003cli\u003eCredit managers\u003c\/li\u003e\n\u003cli\u003eCredit Risk Managers\u003c\/li\u003e\n\u003cli\u003eCredit approval officers\u003c\/li\u003e\n\u003cli\u003eRisk Managers\u003c\/li\u003e\n\u003cli\u003eEnterprise Risk Managers\u003c\/li\u003e\n\u003cli\u003eChief Credit Officers\u003c\/li\u003e\n\u003cli\u003eSenior Lenders\u003c\/li\u003e\n\u003cli\u003eSenior Lending Officer\u003c\/li\u003e\n\u003cli\u003eBank Director\u003c\/li\u003e\n\u003cli\u003eChief Executive Officer\u003c\/li\u003e\n\u003cli\u003eBank President\u003c\/li\u003e\n\u003cli\u003eBoard Chairman\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254694575,"sku":"OCD0417252","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/lease_20capitalization_81412e1d-645b-4ace-9adf-25e0b5898166.jpg?v=1729212647"},{"product_id":"debit-card-fraud-using-elders-as-money-mules-effectively-handling-these-types-of-disputes","title":"Debit Card Fraud Using Elders as Money Mules: Effectively Handling These Types of Disputes","description":"\u003cp\u003eFinancial institutions struggle with how to effectively handle debit card fraud when there is an elder adult involved who has been tricked into providing their card information. This Course addresses these difficult events.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510254858415,"sku":"ODC1019221","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/bkoMqAyoS27gcC2sHp7w_Debit_Card_Fraud_08da6103-ab99-407d-b9be-7e705af17329.jpg?v=1729212653"},{"product_id":"improving-diversity-and-inclusion","title":"Improving Diversity and Inclusion","description":"\u003cp\u003e\u003cspan style=\"background-color: #ffffff;\"\u003eMany cultural misunderstandings are due to assuming that others know what we are thinking and are familiar with our background and way of life. In addition, we have been told that diversity is good and that we must always respect others. However, it seems that when it comes to following it, we fall into the trap of bad habits and our cultural biases get in the way. This information will cover the definition of diversity, what it is all about, and why it is important to pay attention to it. This course will help you appreciate the importance of diversity and understand the benefits of diversity, as well as become more aware of what diversity and inclusion look like, so you will look for ways to increase your knowledge about other people in the future.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"background-color: #ffffff;\"\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255153327,"sku":"ODC1217243","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/Diversity_307f79b1-7712-402d-be4f-d860a0f3cf77.jpg?v=1729212664"},{"product_id":"your-credit-policy-writing-implementing-and-maintaining","title":"Writing a Credit Policy","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003cspan data-olk-copy-source=\"MessageBody\"\u003eRight or wrong, credit policy is the organization’s rule book for its credit risk management strategy, and it also reflects the organization’s credit culture. Both the market and the regulatory agencies expect the credit policy to be accurate, current, and succinct so that both line and credit have unambiguous and clear direction on how to identify, evaluate, underwrite, approve, book and monitor creditworthy clients. A well-crafted credit policy will ensure everyone is on the same page, reduces conflict and confusion, minimizes the need for rigid controls and supports your organizational vision and mission.\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003e\u003cspan\u003eTopics covered in this session\u003c\/span\u003e\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\n\u003cspan\u003eBasic topics and contents of credit policy\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eContent expectations of regulatory agencies\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eTips on how to write credit policy\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eExamples of typical credit policy guidance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eCredit policy standard format\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003ePolicy exceptions and their role in credit risk management\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eIndicators of possible need for revision of credit policy\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255218863,"sku":"ODC0109252","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/YourCreditPolicy_Writing_ImplementingandMaintaining.png?v=1746643010"},{"product_id":"next-generation-fraud-program-rethinking-your-strategy","title":"Fraud Trends by Generation: Understanding How Different Age Groups are Targeted","description":"\u003cp class=\"MsoNormal\" style=\"text-align: justify;\"\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eJoin us for an insightful webinar that delves into the evolving landscape of fraud across different generations. \"Fraud Trends by Generation\" will explore how fraudsters tailor their tactics to exploit the unique vulnerabilities of various age groups. From tech-savvy Gen Z to retirement-age Baby Boomers, understanding these targeted approaches can help you better protect yourself and your loved ones.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eKey Take-Aways:\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpFirst\" style=\"margin-left: .25in; mso-add-space: auto; text-align: justify; text-indent: -.25in; mso-list: l1 level1 lfo1;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eLearn the most common fraud schemes affecting each generation.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-align: justify; text-indent: -.25in; mso-list: l1 level1 lfo1;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eUnderstand the psychological and technological factors that make certain age groups more susceptible.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpLast\" style=\"margin-left: .25in; mso-add-space: auto; text-align: justify; text-indent: -.25in; mso-list: l1 level1 lfo1;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eLearn practical tips and preventative measures to safeguard against fraud.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eWho Should Attend?\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpFirst\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eAccount Officers\/Lending Officers\/Relationship Managers\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eBSA Officers and Support Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eBranch Managers\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eCall Center Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eCompliance Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eDeposit Operation Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eElectronic Banking Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eFraud Management Teams\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eFront-Line Teams (Customer\/Member Service Representatives)\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eInternal Auditors\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eInformation Security Officers\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eRisk Management\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpMiddle\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; margin-left: .25in; mso-add-space: auto; text-indent: -.25in; line-height: normal; mso-list: l0 level1 lfo2; background: white;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; font-family: 'Aptos',sans-serif; color: black; mso-color-alt: windowtext;\"\u003eSenior Management\/Executive Management\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"font-size: 12.0pt; font-family: 'Aptos',sans-serif; background: white;\"\u003e\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpLast\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings;\"\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e§\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003eTreasury Sales and Operations\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpLast\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e \u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpLast\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e \u003c\/p\u003e\n\u003cp class=\"MsoListParagraphCxSpLast\" style=\"margin-left: .25in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo2;\"\u003e\u003cspan style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Aptos',sans-serif;\"\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255284399,"sku":"ODC0511232","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/next_20generation_20fraud_fa59bb4b-0347-43ec-ad82-d94443d86540.jpg?v=1729212669"},{"product_id":"accountholder-death-requirements-documentation-pod-poa-checklist-and-more","title":"Accountholder Death Requirements - Documentation, POD, POA, Checklist and More","description":"\u003cp\u003eWorking with relatives of an accountholder who has recently passed can be difficult and emotionally trying. The situation becomes more stressful when banks and CUs are unsure of proper procedures to follow.\u003c\/p\u003e\n\u003cp data-start=\"0\" data-end=\"337\"\u003eThis informative branch webinar guides frontline staff through the sensitive process of assisting relatives after an accountholder’s death. Learn how to handle emotionally difficult situations with professionalism while ensuring your institution follows correct procedures and regulatory requirements.\u003c\/p\u003e\n\u003cp data-start=\"339\" data-end=\"359\"\u003e\u003cstrong data-start=\"339\" data-end=\"357\"\u003eKey Takeaways:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"360\" data-end=\"696\" data-is-last-node=\"\" data-is-only-node=\"\"\u003e\n\u003cli data-start=\"360\" data-end=\"436\"\u003e\n\u003cp data-start=\"362\" data-end=\"436\"\u003eUnderstand the legal and procedural steps after an accountholder’s death\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"437\" data-end=\"509\"\u003e\n\u003cp data-start=\"439\" data-end=\"509\"\u003eLearn how to communicate with grieving family members professionally\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"510\" data-end=\"560\"\u003e\n\u003cp data-start=\"512\" data-end=\"560\"\u003eIdentify common mistakes and how to avoid them\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"561\" data-end=\"629\"\u003e\n\u003cp data-start=\"563\" data-end=\"629\"\u003eGain confidence in handling estate and account closure questions\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"630\" data-end=\"696\" data-is-last-node=\"\"\u003e\n\u003cp data-start=\"632\" data-end=\"696\" data-is-last-node=\"\"\u003eEnsure compliance with institutional and regulatory requirements\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255382703,"sku":"ODC0316211","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/iStock-641350496.jpg?v=1740697719"},{"product_id":"fednow-messaging-and-returns","title":"FedNow® Messaging and Returns- Understanding Timeframes, Returns, \u0026 ISO 20022 Messaging","description":"\u003cp dir=\"ltr\"\u003e\u003cspan\u003eReady to decode the language of faster payments? This session unpacks the critical ISO\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e 20022 messages that power FedNow\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e and RTP\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e—from credit transfers to return requests and everything in between. \u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eKey ISO\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e 20022 message types (pacs, camt, pain, admi) and what they do\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eReturn request workflows, timelines, and fraud reporting via camt.056 \u0026amp; pacs.004\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eHow to handle rejections, payment status updates, and system acknowledgments\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eBest practices for reconciliation and account reporting\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli dir=\"ltr\" aria-level=\"1\"\u003e\n\u003cp dir=\"ltr\" role=\"presentation\"\u003e\u003cspan\u003eThe real-world impact of structured messaging on compliance and customer experience\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eIf you're working with instant payments or just trying to make sense of messaging standards, this class is your playbook for smarter, faster payment operations.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e \u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255481007,"sku":"ODC0424231","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/fednow_20operating_20circular_208.jpg?v=1729212675"},{"product_id":"fundamentals-of-cip-cdd-edd-ctr-and-current-issues","title":"Fundamentals of CIP, CDD, EDD, CTR and Current Issues","description":"\u003cp\u003eDuring this presentation, participants can expect an in-depth exploration of key concepts in financial compliance, focusing particularly on essential fundamentals such as Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Currency Transaction Reporting (CTR), and more. By staying informed about the latest developments and industry trends, participants can proactively adapt their compliance strategies and mitigate potential risks.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTopics covered in this session\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eKey Concepts in Financial Compliance \n\u003cul\u003e\n\u003cli\u003eBasic concepts and regulator landscape\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eCore Principles and Requirements governing CIP\u003c\/li\u003e\n\u003cli\u003eAssessing Customer Risk Profiles \u003c\/li\u003e\n\u003cli\u003eDue Diligence Measures \u003c\/li\u003e\n\u003cli\u003eIssues and Challenges Impacting Day-To Day Operations \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510255579311,"sku":"ODC0329241","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/fundamentals_20of_20cip_b1da493e-8933-4509-977e-8bc97802e33c.jpg?v=1729212678"},{"product_id":"security-demystified-navigating-the-top-25-frequently-asked-questions","title":"Security Demystified: Navigating the Top 25 Frequently Asked Questions","description":"\u003cp\u003eThe main focus of this program is to address the most frequently asked questions security consultants face. 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You will learn basic communication techniques and practical applications for effectively giving and receiving instruction and how communicators and listeners can support each other in the communication process.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLearning Objectives\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"x_MsoNormal\" data-olk-copy-source=\"MessageBody\"\u003eYou will be able to discuss the Importance of Effective Communication in the Workplace.\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eYou will be able to review Effective Communication including listening.\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eYou will be able to identify methods of communication.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAgenda\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eContext\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eImportance of Effective Communication in the Workplace\u003c\/li\u003e\n\u003cli\u003eCost of Ineffective Communication\u003c\/li\u003e\n\u003cli\u003eResearch\u003c\/li\u003e\n\u003cli\u003eCareer and Organization Success\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCommunicating and Learning\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eUnderstanding and Appreciating Learning Styles\u003c\/li\u003e\n\u003cul\u003e\n\u003cli\u003eVisual or Auditory\u003c\/li\u003e\n\u003cli\u003eReadingFocused\u003c\/li\u003e\n\u003cli\u003eKinesthetic\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ul\u003e\n\u003cp\u003eMethods of Communicating\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eVerbal or Non-Verbal\u003c\/li\u003e\n\u003cli\u003eVisual\u003c\/li\u003e\n\u003cli\u003eWritten\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eGiving Instruction\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eEffective Speaking\u003c\/li\u003e\n\u003cul\u003e\n\u003cli\u003eClarity, Tone, and Delivery\u003c\/li\u003e\n\u003cli\u003eManage Expectations\u003c\/li\u003e\n\u003cli\u003eAccomplishing Your Intended Goal\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli\u003eOverview, Purpose, and Context\u003c\/li\u003e\n\u003cli\u003eMaterials\u003c\/li\u003e\n\u003cli\u003eAsk: Questions, Comments, and Feedback\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eReceiving Instruction\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eEffective Listening\u003c\/li\u003e\n\u003cul\u003e\n\u003cli\u003eAttentive, Focused, and Finished\u003c\/li\u003e\n\u003cli\u003eManage Expectations\u003c\/li\u003e\n\u003cli\u003eMining the Message: Contributing and Expanding Instruction\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli\u003eUnderstanding and Mental Picture\u003c\/li\u003e\n\u003cli\u003ePlayback Instructions\u003c\/li\u003e\n\u003cli\u003eShare: Questions, Comments, and Feedback\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510256529583,"sku":"ODC0127231","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/pexels-rdne-7092361_949170a2-bf34-45c5-a9b6-e9e382da1598.jpg?v=1729212718"},{"product_id":"secure-and-fair-enforcement-for-mortgage-licensing-act-s-a-f-e-act","title":"Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. 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This material will review everything from the basics of what constitutes sexual harassment from a legal perspective to best practices for conducting an effective sexual harassment investigation.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAgenda\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eEstablishing a Baseline\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eWhy This Presentation and the Content Is Important\u003c\/li\u003e\n\u003cli\u003eTwo Types of Sexual Harassment\u003c\/li\u003e\n\u003cli\u003eHow It Arises\/and What Employers Should Be Aware of\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003ePolicies\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eWhat Your Policies Should Say and How to Implement a Zero Tolerance Workforce\u003c\/li\u003e\n\u003cli\u003eTraining Supervisors and Management to Recognize and Report\u003c\/li\u003e\n\u003cli\u003eWhere Do Policies Apply and Who Is Bound by Them\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eRetaliation\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eWhat the Law Says About Sexual Harassment and Retaliation\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eInvestigations\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eConsiderations and Key Points When Conducting an Investigation\u003c\/li\u003e\n\u003cli\u003eWhat to Do When a Report Is Made\u003c\/li\u003e\n\u003cli\u003eDo's and Don'ts of Investigations\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e\n\u003c!--EndFragment--\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510257086639,"sku":"ODC1217244","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/Manager_20Sexual_20Harassment_17314d0d-df8e-43e1-b48f-7db82c038ca4.jpg?v=1729212737"},{"product_id":"cecl-current-expected-credit-losses-past-present-future","title":"CECL - Current Expected Credit Losses: Past, Present \u0026 Future","description":"\u003cp id=\"isPasted\"\u003eThe guidance requires institutions to estimate an expected lifetime credit loss on financial assets ranging from short-term trade accounts receivable to long-term financings measured at amortized cost. While estimating lifetime losses, all available and relevant information about past events, current conditions, and reasonable and supportable forecasts should be considered.\u003c\/p\u003e\n\u003cp\u003eUnlike the incurred loss models in existing U.S. GAAP, the CECL model does not specify a threshold for recognizing an impairment allowance. Rather, an entity will recognize its estimate of expected credit losses for financial assets from the day they go on the balance sheet (or an off-balance sheet arrangement is entered into). Credit impairment will be recognized as an allowance — or contra-asset — to the amortized cost basis of the asset\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSpecific Areas Covered:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul id=\"isPasted\"\u003e\n\u003cli\u003eOverview of CECL\u003c\/li\u003e\n\u003cli\u003eImpact of CECL Implementation\u003c\/li\u003e\n\u003cli\u003eCECL Post-Implementation\u003c\/li\u003e\n\u003cli\u003eCECL Financial Reporting\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510260265135,"sku":"ODC0810231","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/cecl_640e895b-e051-40d2-88e7-c51b5b1d64ea.jpg?v=1729212750"},{"product_id":"regulation-e-requirements-for-person-to-person-p2p-payments","title":"Regulation E Requirements for Person-to-Person (P2P) Payments","description":"\u003cp\u003eThis timely payments webinar covers compliance requirements for P2P disputes and provide financial institutions with best business practices for complying with Regulation E while protecting the bank or credit union.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510260396207,"sku":"ODC0806201","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/reg_20e_20requirements_20for_20p2p_83cd759a-42d5-4650-959c-c97a47dfc80f.jpg?v=1729212752"},{"product_id":"loan-structure-documentation-compliance-training-a-comprehensive-approach","title":"Loan Structure, Documentation, Compliance Training: A Comprehensive Approach","description":"\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eThis course provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eBasic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issue\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eThe course will be summarized through a comprehensive case study.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eObjectives\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul style=\"margin-top: 0in;\" type=\"disc\"\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eReview Basic Business Structure: C Corporations to LLCs\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eExplore the Six (6) Elements of Loan Structure: Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework for Monitoring\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eSummarize the Four (4) Elements of Loan Support: Collateral, Guaranties, Business Loan Agreements, Subordination Agreements\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eHighlight Commercial Loan Documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA Loan Rating, Collateral Rating, and C\u0026amp;I Borrower Rating Matrixes\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eDiscuss Loan Pricing and Monitoring Issues\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eReview current compliance issues: Equal Credit Opportunity Act (Reg B), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eAnalyze comprehensive Loan Structure\/Documentation\/Compliance Case Study\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp style=\"color: black;\"\u003e \u003c\/p\u003e\n\u003cp style=\"color: black;\"\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e \u003cb\u003eAudience:\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eCommercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers\u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510260527279,"sku":"ODC0423251","price":99.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/loan_20structure_20documentation_90931414-0848-4086-9516-b2d0dc1f6c67.jpg?v=1729212756"},{"product_id":"commercial-and-industrial-c-i-lending-in-today-s-competitive-market","title":"Commercial and Industrial (C\u0026I) Lending in Today’s Competitive Market","description":"\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eThis bank loan webinar will begin with a brief overview of Commercial and Industrial (C\u0026amp;I) loan products including \u003cu\u003eworking capital lines of credit\u003c\/u\u003e, \u003cu\u003eABL facilities\u003c\/u\u003e, and \u003cu\u003eequipment financing\u003c\/u\u003e (loans\/leases) and their typical structure. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eThe training will also cover \u003cu\u003eunderwriting\u003c\/u\u003e C\u0026amp;I loans including \u003cu\u003eaccounts receivable\u003c\/u\u003e assessment and the use of a “Borrowing Base Certificate” (basic and advanced models), the valuation and quality of \u003cu\u003einventory\u003c\/u\u003e, and the analysis of various \u003cu\u003eequipment\u003c\/u\u003e-\u003cu\u003erelated\u003c\/u\u003e issues in lending. This portion of the seminar will also cover the proper evaluation of the borrower’s \u003cu\u003efinancial statements\u003c\/u\u003e.      \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eAdditionally, the seminar will cover \u003cu\u003edocumentation\u003c\/u\u003e of C\u0026amp;I loans, \u003cu\u003ecollateral\u003c\/u\u003e concerns, challenges with \u003cu\u003epricing\u003c\/u\u003e, and \u003cu\u003emanaging\u003c\/u\u003e the C\u0026amp;I loan portfolio. The seminar will conclude with a review of how to identify and \u003cu\u003emarket\u003c\/u\u003e to new C\u0026amp;I loan prospects in today’s competitive market. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eObjectives\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul style=\"margin-top: 0in;\" type=\"disc\"\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eReview C\u0026amp;I lending\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eDiscuss C\u0026amp;I loan products and their typical structure\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eExplore underwriting C\u0026amp;I loans including accounts receivable, inventory, and equipment financing\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eAnalyze the Borrowing Base Certificate (BBC)\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eEvaluate the borrower’s financial statements\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eReview the documentation, collateral, pricing, and managing of C\u0026amp;I loans\u003c\/li\u003e\n\u003cli class=\"MsoNormal\" style=\"color: black; mso-themecolor: text1; mso-list: l0 level1 lfo1; tab-stops: list .5in;\"\u003eDevelop the marketing of C\u0026amp;I loans in today’s economy\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eAudience:\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003eCommercial lenders, credit analysts, loan documentation specialists, branch managers, private bankers, and business development officers \u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e \u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan style=\"color: black; mso-themecolor: text1;\"\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"Noggin Guru","offers":[{"title":"Default Title","offer_id":44510260592815,"sku":"ODC0310251","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/commercial_20and_20industrial_20lending_fecfde96-bab6-497b-8409-bf6b812351bd.jpg?v=1729212758"}],"url":"https:\/\/www.bankershub.com\/collections\/course-catalog.oembed","provider":"BankersHub","version":"1.0","type":"link"}