{"title":"Upcoming Live Courses","description":null,"products":[{"product_id":"building-strategic-fintech-partnerships","title":"Building Strategic FinTech Partnerships","description":"\u003cp class=\"x_MsoNormal\"\u003eThe rise of financial technology (FinTech) companies has transformed the banking landscape, offering new opportunities for innovation, efficiency, and growth. From lending platforms to payment processors, FinTech partnerships can provide banks with cutting-edge solutions to meet evolving customer expectations. But how can financial institutions effectively evaluate and structure these relationships to maximize value while managing risk? Join us for this insightful course as we explore the different types of FinTech relationships and provide actionable best practices for managing them. Learn how to evaluate opportunities, align partnerships with your bank’s strategic goals, and structure FinTech collaborations to ensure long-term success. Whether it’s a lending platform, payment solution, or another innovative technology, we’ll guide you through the process of building effective and compliant partnerships.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cb\u003eTopics covered in this course\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eThe FinTech Landscape and Its Impact on Banking\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eTypes of FinTech Relationships\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eEvaluating a FinTech Opportunity\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eAligning Partnerships With Strategic Goals\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eStructuring FinTech Collaborations\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBest Practices for Ongoing Management and Compliance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cb\u003eWho Should Attend\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eBSA Officers and Support Teams\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eCall Center\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eClient Facing Teams\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eDeposit Operations\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eElectronic Banking\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFinance and Accounting\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFraud Management\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eInternal Audit\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eInformation Technology and Security\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eInnovation Officers\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eIn-House Counsel\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eRisk Management\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eSenior Leadership\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eTreasury Management\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eAll other applicable areas\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47286430335151,"sku":"LIC0929261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/BuildingStrategicFinTechPartnerships.png?v=1785526658"},{"product_id":"the-hidden-risk-of-accepting-ach-for-loan-payments","title":"The Hidden Risk of Accepting ACH for Loan Payments","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003cspan\u003eHere's the scenario nobody budgets for: a borrower makes three months of loan payments by ACH, then files a Written Statement of Unauthorized Debit and the payments come back. The money is gone, Nacha offers no appeal against a properly supported return, and your loan is suddenly delinquent. If your institution originated the debit, you also warranted it was authorized — and the RDFI has two years to hold you to that promise.\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eThis fast-moving course shows you where ACH loan-payment risk actually lives and how to get ahead of it: the authorization mistakes made at loan closing that surface months later as R10s, the difference between a return you must absorb and one you can dishonor within 5 banking days, the 10-day deadline to produce proof of authorization, and the return-rate thresholds that can put your entire origination program under Nacha scrutiny. You'll leave with a concrete playbook your lending, collections, and ACH teams can run the day a return hits.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cb\u003eTopics covered in this course\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eWhy Posted Never Means Final: The 60-Day Unauthorized Return Window\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eAuthorization Mistakes Made at Loan Closing\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eR10 vs. R11: Fight the Return or Fix the Authorization\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eThe 5-Banking-Day Dishonor Window and the 2-Day RDFI Contest\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eThe ODFI Warranty Trap: Proof, Exposure, and Records\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCollecting on the Surviving Debt\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eReturn-Rate Math and the 0.5% Unauthorized Threshold\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cb style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003eWho Should Attend\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eLenders\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCollections and recovery teams\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eACH\/payments operations\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBSA and compliance officers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRisk managers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eInternal auditors at banks and credit unions of all sizes\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47286462349487,"sku":"LIC0930261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/TheHiddenRiskofAcceptingACHforLoanPayments.png?v=1785528306"},{"product_id":"flood-deep-dive-into-the-faqs","title":"Flood Deep Dive into the FAQs","description":"\u003cp class=\"x_MsoNormal\"\u003eFlood compliance is one of the most technical and frequently misunderstood areas of bank regulation, and the recently updated interagency Q\u0026amp;As brought significant changes that every compliance professional needs to understand. From revised organization and numbering to 144 new and updated entries, knowing where to find the right answer quickly is as important as knowing the answer itself. This course walks through exactly what changed, what was added, and what it means for your institution's flood compliance program. Topics include private flood insurance acceptance, force placement relief, the detached structure exemption, insured value determinations, and an overview of Risk Rating 2.0. Walk away with updated policies and procedures, greater confidence in your day-to-day flood decisions, and the certainty that comes from knowing your program reflects the latest regulatory expectations.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eOverview of the 2022 Interagency Flood Q\u0026amp;As and What Changed\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eNew Organization, Topic Categories, and Numbering System\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eEscrow of Flood Insurance Premiums\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eThe Detached Structure Exemption\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eForce Placement Procedures\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003ePrivate Flood Insurance Acceptance\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRisk Rating 2.0 and Its Impact on Flood Compliance\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47373035372719,"sku":"LIC0929262","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/FloodDeepDive.png?v=1786975145"},{"product_id":"wire-basics","title":"Wire Basics","description":"\u003cp class=\"x_MsoNormal\"\u003eExplore the essential components of wire transfers, including how they differ from other payment types, their benefits for high-value, time-sensitive transactions, and best practices for ensuring security and compliance. \u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eWire Transfer Fundamentals and How They Differ from Other Payment Types\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eHigh-Value and Time-Sensitive Transactions: When Wires Are the Right Choice\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eSecurity Controls, Fraud Prevention, and Compliance Requirements\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBest Practices for Accurate and Compliant Wire Processing\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47373472301231,"sku":"LIC0930262","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/WireBasics.png?v=1786976156"},{"product_id":"global-cash-flow","title":"Global Cash Flow","description":"\u003cp class=\"x_MsoNormal\"\u003eThis course explains how global cash flow analysis can be used to evaluate risk in commercial lending. Participants will learn which entities to include and exclude when preparing credit memos. A primary focus will be on preparation of a global scenario utilizing a provided template. This analysis then drives loan structuring decisions.  This course is designed for credit professionals, lenders, workout officers, and risk managers who want to strengthen their underwriting and credit analysis skills.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003ePurpose\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhich entities to include and exclude\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eConsolidated and consolidating statements\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eTax returns and K-1 statements\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eContingent liabilities\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eLoan structuring\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eTemplate\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eCovenants\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eExamples\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47380654293167,"sku":"LIC1007261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/GlobalCashFlow.png?v=1787154829"},{"product_id":"card-basics","title":"Card Basics","description":"\u003cp class=\"x_MsoNormal\"\u003eDive into the world of card payments, including credit, debit, and prepaid cards. Learn how card transactions are processed, the parties involved, and how to manage risks such as fraud and chargebacks. \u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCredit, Debit, and Prepaid Card Fundamentals\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eHow Card Transactions Are Processed and Who Is Involved\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eFraud Risks and Prevention Controls in Card Payments\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eUnderstanding and Managing Chargebacks\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47380900642991,"sku":"LIC1008261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/CardBasics.png?v=1787163878"},{"product_id":"incorporating-ai-into-your-payments-operations-and-bsa-program","title":"Incorporating AI Into Your Payments, Operations and BSA Program","description":"\u003cp class=\"x_MsoNormal\"\u003eArtificial intelligence is no longer a future consideration for financial institutions,  it is a competitive necessity. Community banks, credit unions, and FinTech companies are already using AI to reduce manual workloads, improve accuracy, and keep pace with evolving regulatory expectations.This course explores how AI-driven solutions are reshaping payments, operations, and BSA programs from the ground up. From fraud detection and transaction monitoring to customer due diligence and risk rating, participants will see how AI creates real efficiencies across the most complex and time-intensive areas of compliance. Walk away with practical integration strategies, a clear understanding of the regulatory landscape for AI adoption, and the knowledge to evaluate where AI can make the biggest impact at your institution.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eHow AI Is Transforming Payments and Fraud Detection\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eLeveraging AI for BSA Programs and Customer Due Diligence\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eIntegrating AI into Existing Workflows and Systems\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRegulatory Considerations and Best Practices for AI Adoption\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47387598487727,"sku":"LIC1015261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/IncorporatingAIIntoYourPayments_OperationsandBSAProgram.png?v=1787325998"},{"product_id":"evolving-cyber-threats-staying-ahead-in-the-digital-landscape","title":"Evolving Cyber Threats-Staying Ahead in the Digital Landscape","description":"\u003cp class=\"x_MsoNormal\"\u003eCyber threats are evolving faster than most community banks and credit unions can track and smaller institutions are increasingly in the crosshairs. Limited resources, legacy systems, and growing customer expectations create a unique and urgent vulnerability that requires a proactive, informed response. This course brings together expert perspectives on the latest trends in cybercrime and what they mean specifically for community-focused financial institutions. From emerging attack methods to detection strategies and resilience planning, every topic is grounded in the real-world challenges your institution faces. Walk away with actionable steps to strengthen your defenses, practical tools for building a cyber-resilient culture, and the confidence to stay ahead of threats before they become incidents.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eEmerging Cyber Threats Targeting Financial Institutions\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eUnique Vulnerabilities of Community Banks and Credit Unions\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eDetection, Prevention, and Mitigation Best Practices\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBuilding a Culture of Cyber Resilience\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47387602780335,"sku":"LIC1022261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/EvolvingCyberThreats.png?v=1787327234"},{"product_id":"can-instant-payments-replace-checks-separating-reality-from-the-myth","title":"Can Instant Payments Replace Checks? Separating Reality from the Myth","description":"\u003cp\u003e\u003cspan\u003eFor years, the payments industry has predicted the death of the paper check. Yet despite the growth of FedNow®, RTP®, Same Day ACH, and digital wallets, billions of checks continue to be written every year. Are instant payments truly capable of replacing checks, or are they simply solving different problems?\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eThis thought-provoking course examines the real reasons businesses and consumers still rely on checks and compares those use cases against today's instant payment capabilities. Rather than focusing solely on payment speed, we'll evaluate the business functions that checks provide, including payment authorization, remittance information, exception handling, Positive Pay, escrow, post-dating, legal requirements, and commercial workflows.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eParticipants will explore where instant payments, Request for Payment (RFP), ISO 20022 messaging, and emerging digital payment solutions can fully replace checks, where they offer significant operational improvements, and where checks continue to serve legitimate business needs. We'll also discuss how financial institutions can help commercial customers transition from paper-based processes to modern payment experiences without disrupting existing workflows.\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003eWhether you're planning your institution's payment strategy, supporting treasury management clients, or simply wondering if \"the check is finally dead,\" this session provides a practical, balanced framework for understanding the future of business payments.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli\u003eWhy Businesses and Consumers Still Rely on Checks\u003c\/li\u003e\n\u003cli\u003eWhat Instant Payments, RFP, and ISO 20022 Can and Cannot Replace\u003c\/li\u003e\n\u003cli\u003eEvaluating Check Use Cases: Authorization, Escrow, Post-Dating, and Legal Requirements\u003c\/li\u003e\n\u003cli\u003eMigrating Commercial Customers from Paper to Modern Payment Experiences\u003c\/li\u003e\n\u003cli\u003eSeparating Myth from Reality in the Future of Business Payments\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47411450151087,"sku":"LIC1007262","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/CanInstantPaymentsReplaceChecks.png?v=1787928673"},{"product_id":"adverse-action-notices-avoiding-fair-lending-reg-b-and-fcra-landmines","title":"Adverse Action Notices: Avoiding Fair Lending, Reg B and FCRA Landmines","description":"\u003cp\u003e\u003cspan class=\"x_MsoNormal\"\u003eAdverse action notices may not be anyone’s favorite topic, but they \u003ci\u003eare\u003c\/i\u003e one of the most important messages a lender sends. They’re usually the only explanation a consumer receives about a credit denial, and the rules behind them are… extensive. Moreover, AANs are one of the most closely examined and frequently cited areas in bank examinations. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"x_MsoNormal\"\u003eThis webinar takes a clear, realistic, and practical look at adverse action notice requirements under Regulation B, the Fair Credit Reporting Act (FCRA), and fair lending principles. We’ll focus on how the rules apply in actual lending environments, clear up common “do we need a notice here?” questions, and explore how AANs support consistent, non-discriminatory lending.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003e\u003cspan class=\"x_MsoNormal\"\u003eTopics\u003c\/span\u003e\u003cspan class=\"x_MsoNormal\"\u003e Covered\u003c\/span\u003e\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cspan class=\"x_MsoNormal\"\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eReg B notice requirements\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eTiming rules and delivery expectations\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eWhat “specific reasons for denial” really means (and what \u003ci\u003enot\u003c\/i\u003e to say)\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eUse of principal reasons and how they differ from credit score factors\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eHow to handle joint applicants under Reg B\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eWhat to do with “incomplete” applications\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eFCRA requirements\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eWhat it means to “use” a consumer report\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eRequired disclosures when a decision is based in whole or in part on that report\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eCredit score disclosures and “key factor” explanations\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eHow to handle joint applicants under the FCRA\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eFair lending considerations\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eWhy consistent adverse action reasons matter across similarly situated applicants\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eHow vague or overly generic reasons create real fair lending concerns \u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eThe role adverse action data plays in monitoring for disparate treatment\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003c!-- [if !supportLists]--\u003e\u003cspan class=\"x_MsoNormal\"\u003eWhy credit scoring, automated underwriting, AI algorithms, and vendor models must be understood and tested for consistency and equitable outcomes (i.e. crack open the Black Box)\u003c\/span\u003e\u003cu\u003e\u003cspan class=\"x_MsoNormal\"\u003e\u003c\/span\u003e\u003c\/u\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003e\u003cspan class=\"x_MsoNormal\"\u003eWho Should Attend\u003c\/span\u003e\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cspan style=\"text-decoration: underline;\"\u003e\u003c\/span\u003e\u003cspan class=\"x_MsoNormal\"\u003eCompliance staff\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eRisk managers\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eLoan policy maners\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eLenders\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eLoan support staff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eCredit underwriters\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"x_MsoNormal\"\u003eAuditors\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47474546311343,"sku":"LIC1103261","price":249.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/AdverseActionNotices.png?v=1789140232"},{"product_id":"ai-models-for-faster-payments-reality","title":"AI Models for Faster Payments Reality","description":"\u003cp dir=\"ltr\"\u003eThis webinar equips payments, risk, and compliance leaders with a working command of AI governance in the faster payments environment, where fraud decisions must now be made in seconds and settlement is final. The session compares the distinct transaction profiles of FedNow and RTP, walks through the revised interagency model risk management guidance (SR 26-2) and its narrowed definition of a model, and examines the 2026 Nacha fraud monitoring rules now in effect. Participants will also review current federal and international data on AI-enabled fraud, including FBI tracking data and a Bank for International Settlements proof of concept on machine learning versus rules-based detection, before closing with governance practices drawn from the Financial Stability Board's twelve sound practices, the Federal Reserve's internal AI deployment approach, and vendor model expectations. Attendees leave with primary source documents, current benchmarking data, and a defensible framework for governing three distinct classes of AI systems under three different supervisory regimes.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e \u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47526083068079,"sku":"LIC1013261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/AIModelsforFasterPaymentsReality.png?v=1789669792"},{"product_id":"title-101","title":"Title 101","description":"\u003cp dir=\"ltr\"\u003eTitle work is one of the most misunderstood, yet most critical, pieces of the lending process. A missed exception on a title commitment or a misread survey can delay closing, jeopardize collateral position, or expose the institution to unnecessary risk. This webinar gives commercial bankers, loan processors, underwriters, and loan closers a practical, working knowledge of title insurance so they can review title documents with confidence and know what questions to ask, and when to escalate.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eParticipants will learn how to read and interpret a title commitment, understand what a title search actually uncovers, and recognize the difference between an Owner's Policy and a Loan Policy and why that distinction matters to the lender. The session breaks down Schedules A and B line by line, explains what surveys reveal that title work alone cannot, and covers common endorsements used to expand or clarify coverage on commercial transactions. The course wraps up with a walkthrough of the closing process itself, showing how each of these pieces comes together to get a deal to the table and keep it there.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eTopics Included\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli dir=\"ltr\"\u003eTitle Commitment and Searches\u003c\/li\u003e\n\u003cli dir=\"ltr\"\u003eOwner's Policy vs. Loan Policy\u003c\/li\u003e\n\u003cli dir=\"ltr\"\u003eSchedules A \u0026amp; B\u003c\/li\u003e\n\u003cli dir=\"ltr\"\u003eSurveys\u003c\/li\u003e\n\u003cli dir=\"ltr\"\u003eEndorsements\u003c\/li\u003e\n\u003cli dir=\"ltr\"\u003eThe Closing Process\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":50516684308655,"sku":"LIC1118261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/Title101.png?v=1790024789"}],"url":"https:\/\/www.bankershub.com\/collections\/upcoming-live-courses.oembed","provider":"BankersHub","version":"1.0","type":"link"}