{"product_id":"ai-and-deposit-products-copy","title":"AI and Deposit Products","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003cspan data-olk-copy-source=\"MessageBody\"\u003eArtificial intelligence is rapidly transforming how depositors discover, evaluate, and act on deposit opportunities—often outpacing the industry’s ability to adapt. In today’s environment, AI-powered tools can instantly advise depositors on maximizing returns, exposing vulnerabilities in traditional deposit product designs and accelerating deposit migration. For bank executives in finance, retail sales, compliance, operations, and marketing, understanding and responding to these seismic shifts is now mission-critical.\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003e\u003cspan\u003eTopics covered in this session\u003c\/span\u003e\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\n\u003cspan\u003eHow AI is empowering depositors to “game” traditional deposit products, such as CDs, by calculating optimal withdrawal and reinvestment strategies—often resulting in significant cost-of-funds increases for banks\u003c\/span\u003e\u003ca name=\"x_fnref1\"\u003e\u003c\/a\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\n\u003cspan\u003eThe risks of legacy deposit structures and penalty frameworks in an era where AI removes barriers to depositor know-how and action\u003c\/span\u003e\u003ca name=\"x_fnref1:1\"\u003e\u003c\/a\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\n\u003cspan\u003eThe emergence of “AI-driven yield harvesting” and its impact on deposit stability, attrition, and profitability\u003c\/span\u003e\u003ca name=\"x_fnref1:2\"\u003e\u003c\/a\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\n\u003cspan\u003ePractical approaches to redesigning deposit products and pricing to withstand technology-enabled exploitation and maintain competitive advantage\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eWho Should Attend\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003ePresidents\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCEOs\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCFOs\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eALCO members\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eControllers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRetail Banking Officers\/Directors\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCustomer Experience leaders\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBranch Managers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eMarketing and Funding Officers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eAnyone responsible for deposit strategy in today’s dynamic environment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation \u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":45720447484079,"sku":"ODC0724251","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/AIandDepositProductsThumbnail.png?v=1749760210","url":"https:\/\/www.bankershub.com\/products\/ai-and-deposit-products-copy","provider":"BankersHub","version":"1.0","type":"link"}