{"product_id":"commercial-lending-foundations","title":"Commercial Lending Foundations","description":"\u003cp data-pm-slice=\"1 1 []\"\u003e\u003cstrong\u003eCourse Overview: \u003c\/strong\u003eCommercial lending is more than approving loans. It is about understanding businesses, identifying borrowing needs, and structuring credit in a way that supports both the client and the institution. In this course, you’ll follow the flow of a typical commercial loan from the first client conversation through analysis, decision, and closing.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eAlong the way, you’ll explore how different business structures and business types can affect borrowing needs, loan structure, and risk. You’ll see how common lending solutions are matched to specific business purposes and use the Five Cs of Credit—Character, Capacity, Capital, Collateral, and Conditions—to evaluate the strength of a request. Through practical borrower scenarios, you’ll practice recognizing what matters most at each stage of the process.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eBy the end of the course, you’ll have a practical foundation in how commercial loans are evaluated, structured, and carried through to the next step. You’ll be better prepared to understand lending conversations, assess requests more clearly, and contribute with greater confidence.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr\u003eLearning Objectives:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eIdentify business structures and business classifications relevant to commercial lending.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eDetermine the borrowing need presented in a commercial loan request.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eSelect lending solutions that best fit common business borrowing needs.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eApply the Five Cs of Credit and basic repayment principles to evaluate a request.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eRecognize the steps that move a commercial loan request from review to documentation and closing.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr\u003eAudience:\u003c\/strong\u003e Employees involved in the commercial lending process\u003c\/p\u003e\n\u003cp\u003eThis course takes approximately 40 minutes to complete.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This course does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":46789407572143,"sku":"ODICLF0426","price":89.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/image_13.png?v=1776782706","url":"https:\/\/www.bankershub.com\/products\/commercial-lending-foundations","provider":"BankersHub","version":"1.0","type":"link"}