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Consumer Lending Process and Regulations

Consumer Lending Process and Regulations

Library:

  • Lending/Mortgage
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This program will provide the current status of consumer credit law, including recent developments in case, statutory, and regulatory law. Numerous statutory changes have occurred in the last couple of years that all in this industry should be aware of and abide by.

Instructor:

Mark D. Belongia

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  • American Express
  • Apple Pay
  • Diners Club
  • Discover
  • Google Pay
  • Mastercard
  • PayPal
  • Shop Pay
  • Venmo
  • Visa
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Stay up to date on the current status of the consumer lending industry.

This program will provide the current status of consumer credit law, including recent developments in case, statutory, and regulatory law. Numerous statutory changes have occurred in the last couple of years that all in this industry should be aware of and abide by.

Agenda:

  • Truth in Lending
  • High-Rate Home Equity Loan Protections
  • The Consumer Leasing Act and Automobile Leases
  • Unfair and Deceptive Credit Practices
  • Credit Discrimination
  • The Cost of Credit
  • Rent-To-Own Transactions
  • Fair Debt Collection
  • Garnishment and Exemptions
  • Repossessions
  • Foreclosure Defense
  • Liability of Assignees and Related Creditors; the FTC Holder Rule
  • Credit Cards
  • Fair Credit Reporting
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