{"product_id":"credit-risk-and-interest-rate-risk-fundamentals","title":"Credit Risk and Interest Rate Risk Fundamentals","description":"\u003cp data-pm-slice=\"0 0 []\"\u003e\u003cstrong\u003eCourse Overview: \u003c\/strong\u003eEvery loan you work with carries risk—and that risk can change over time. In this course, you’ll build a practical understanding of \u003cspan\u003ecredit risk\u003c\/span\u003e and \u003cspan\u003einterest rate risk\u003c\/span\u003e, two of the most important forces shaping loan performance and institutional profitability. You don’t need to be a credit expert or a treasury specialist. What you do need is the ability to recognize how these risks show up in your day-to-day work—and what to do when conditions begin to shift.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eYou’ll learn how to identify \u003cspan\u003eprimary and secondary sources of repayment\u003c\/span\u003e, evaluate borrower strength using proven frameworks, and understand how loan structure affects risk over time. You’ll also explore how rising or falling interest rates can impact both your institution and your borrowers—and how those risks can quickly connect.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eThrough real-world scenarios and guided decision points, you’ll practice spotting \u003cspan\u003eearly warning signs\u003c\/span\u003e, assessing what’s changed, and determining the right next step.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eBy the end of the course, you’ll be able to talk about risk more clearly, make more informed decisions, and contribute more confidently to conversations with borrowers, credit partners, and leadership.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLearning Objectives:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eDefine credit risk and interest rate risk in practical banking terms.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eIdentify the primary and secondary sources of repayment in a loan scenario.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecognize how borrower capacity, loan structure, and monitoring signals affect credit quality over time.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eDistinguish between institution-level interest rate risk and borrower-level rate stress.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecognize early warning signs that may indicate a changing credit risk profile.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eSelect an appropriate next step when borrower performance, structure, or rate conditions begin to change.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eAudience:\u003c\/span\u003e\u003c\/strong\u003e Lenders\u003c\/p\u003e\n\u003cp\u003eThis course takes approximately 60 minutes to complete.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*This course does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":46772537131183,"sku":"ODICRIR426","price":89.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/CreditRiskandInterestRateRisk_370c2469-e7e4-47b6-81e5-2999726b68dd.png?v=1776276058","url":"https:\/\/www.bankershub.com\/products\/credit-risk-and-interest-rate-risk-fundamentals","provider":"BankersHub","version":"1.0","type":"link"}