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Current Hot Button issues for Examiners

Current Hot Button issues for Examiners

Financial institutions greatly benefit from keeping an eye on the enforcement actions and examination findings reported by regulators. After all, the issues facing one institution are highly likely to be a universal challenge facing others. Learning about the “hot buttons” pushed by examiners helps compliance officers understand the focus of regulator oversight to better prepare for their own exams. Even though the industry may face some uncertainty in 2025 with the change of administration and anticipated regulatory governance shifts, most consumer compliance themes will remain unchanged, and the repetitive pain points plaguing financial institutions will continue to exist.

Instructor:

Rebekah Leonard

Duration

2 HR

Standard Price:
Regular price $299.00
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What’s hot right now? Plenty! Here’s what’s making news and being reported by examiners:

  • FinTech partnerships / BaaS / Third Party Management
  • FDIC Insurance misrepresentations
  • Junk Fees
  • TRID errors – reimbursable! – related to ToP and TiP
  • RESPA Section 8
  • Fair Lending
  • Flood
  • Military Service Members
  • Truth in Savings disclosure errors
  • Reg CC hold errors
  • Reg E dispute errors
  • AML Reform and BOI
  • Compliance Management System deficiencies:
  • Risk management (Board and Senior Management)
  • Monitoring
  • Training (often due to turnover)
  • Root Cause Analysis

Tune in to learn what Rebekah is seeing through regulatory agency reports, as well as what she is hearing straight from the examiners, and anecdotally from other financial institutions.

 

Who Should Attend:

  • Compliance staff
  • Bank managers
  • Risk managers
  • Audit staff
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