{"product_id":"fair-credit-reporting-act-loan-account-issues","title":"Fair Credit Reporting Act: Loan Account Issues","description":"\u003cp\u003eThis session focuses on FCRA requirements for lending, where errors in permissible purpose, disclosures, and reporting accuracy often lead to examination findings. Topics include permissible purpose for credit decisions, the use of medical information, adverse action notice requirements beyond Regulation B, risk-based pricing notices, credit score disclosures, and fraud alerts. The session also covers the furnisher’s duties to report accurately and to furnish negative information appropriately, along with dispute and error resolution. It closes with prescreened solicitations, including how trigger leads can affect an institution’s customers even if the institution does not prescreen.\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":50673216323759,"sku":"LIC1208262","price":249.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/FCRApart2.png?v=1792088262","url":"https:\/\/www.bankershub.com\/products\/fair-credit-reporting-act-loan-account-issues","provider":"BankersHub","version":"1.0","type":"link"}