Introduction to Commercial Lending

Everyone in the banking industry has seen the continued changes in regulatory agencies with the new Administration and the apparent shift in focus on consumer protections. What does this mean for the long-time focus on UDAAP and what the CFPB previously called “junk fees”? We didn’t just walk aw...

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Instructor: Maureen Carollo

Many people are involved in the escrow process, and each one of their touch points invites opportunity for error.  Are staff members getting the right tax and insurance figures?  Are lenders explaining it correctly to borrowers (especially if there will be a “shock” to come)?  Are servicing staff...

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Instructor: Rebekah Leonard

Most bankers acknowledge that construction lending is riskier than other types of commercial lending because: Repayment ability depends on successful completion of the construction before the project can generate cash flow from the sale of the finished property, from rental or lease of the real ...

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Instructor: Dev Strischek

Hurricanes.  Sea swells.  Rainstorms.  Snow melts.  Ice jams.  Any one of these things can cause flooding and substantial damage to your bank’s collateral and your customer’s property.  FEMA, the government agency that exists to help Americans through the worst emergencies, doesn’t have the abili...

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Instructor: Rebekah Leonard