{"product_id":"mortgage-compliance-essentials-series","title":"Mortgage Compliance Essentials Series","description":"\u003cp dir=\"ltr\"\u003eMortgage disclosure and pricing rules are some of the most heavily cited compliance violations in banking, and some of the most misunderstood. This four-part series walks lending, compliance, and operations staff through the full lifecycle of a residential mortgage: from the moment a Loan Estimate is triggered, through the Closing Disclosure and its special-situation exceptions, into the servicing obligations that continue for the life of the loan under RESPA, and finally through the pricing thresholds that determine whether a loan is classified as a Higher-Priced Mortgage Loan (HPML), High-Cost Mortgage Loan (HCML), or Higher-Cost Priced Transaction (HCPT).\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eEach session builds on the last, giving attendees a practical, start-to-finish understanding of TRID, RESPA, and the loan-classification rules that drive Ability-to-Repay and Qualified Mortgage status. Whether your team needs a first introduction or a refresher ahead of exam season, this series translates dense regulatory language into the \"why\" behind the rule, so staff can apply it correctly and confidently, not just recite it.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e \u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47411510804655,"sku":"ODC0828261","price":599.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/MortgageComplianceSeries.png?v=1787930641","url":"https:\/\/www.bankershub.com\/products\/mortgage-compliance-essentials-series","provider":"BankersHub","version":"1.0","type":"link"}