{"product_id":"new-deposit-negotiation-tactics","title":"New Deposit Negotiation Tactics","description":"\u003cp class=\"x_MsoNormal\"\u003eFor fifteen years, bankers didn't need to negotiate for deposits. Money was cheap, and a static rate sheet was enough. That era is over. Depositors now arrive with AI-assisted, CFO-level guidance in seconds: real-time rate comparison across every institution, on-demand penalty modeling, and automated prompts telling them exactly when to move. The banker is no longer the only expert in the room and paying up is not the answer. Negotiating with precision is. This course gives your team a disciplined framework for a rate-aware, AI-advised depositor base. Segment savers into Sleepers, the Curious, and Rate Shoppers and match your approach to each. Sequence offers instead of order-taking. Compete in dollars rather than basis points. And respond with confidence when a depositor presses for a better rate, threatens to walk, or asks to close a CD which turns each moment into a chance to grow, retain, and protect margin.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"x_MsoNormal\"\u003e\u003cspan\u003eWhy the Old Deposit Playbook Is Breaking: how AI shifted negotiation power to the depositor\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eThe New Saver Profile: Sleepers, the Curious, and Rate Shoppers \/ Negotiators — and how to treat each differently\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eMoving from a commodity rate sheet: to negotiation discipline\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eSequencing Offers, Not Order-Taking: Disclosed, Promoted, Negotiated, and Retention pricing\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eCompeting in Dollars: making offers relevant by showing depositors real money, not just basis points\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eResponding When Depositors Press: better offers, threats to walk, and requests to close a CD\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eProduct Structures That Hold Up Under AI-Assisted Scrutiny: customized maturities, fairer withdrawal options, and companion accounts\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRetention Before Attrition: catching at-risk balances before the money moves\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47359300894895,"sku":"LIC0923261","price":199.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/NewDepositNegotiationTactics.png?v=1786736857","url":"https:\/\/www.bankershub.com\/products\/new-deposit-negotiation-tactics","provider":"BankersHub","version":"1.0","type":"link"}