{"product_id":"payment-channels-alternative-payments","title":"Payment Channels: Alternative Payments","description":"\u003cp dir=\"ltr\"\u003e\u003cspan\u003eAlternative Payments: A Modern Payment Evolution — with the Payments Professor\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eIn this engaging class, the Payments Professor breaks down what alternative payments (APMs) really are and why they matter more than ever. You’ll learn how APMs differ from traditional methods like cash, cards, and checks—and explore popular options like digital wallets (Apple Pay\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, PayPal\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, Venmo\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e), Buy Now, Pay Later services (Klarna\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, Afterpay\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e), account-to-account transfers (Zelle\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, RTP\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e, FedNow\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e), and even cryptocurrencies like Bitcoin and Ethereum.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eYou'll discover how each type of alternative payment works, their benefits and risks, and what makes them attractive to consumers and businesses alike. From fast, low-cost A2A transfers to seamless mobile checkouts and decentralized crypto transactions, we cover how these tools are transforming commerce.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eYou’ll also explore the bigger picture—how APMs are impacting financial institutions, opening up new business models, and reshaping risk management strategies. We’ll finish with a look at what’s ahead, from embedded finance and biometric security to regulatory shifts and global payment innovation.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan\u003eInterested in learning all about channel payment types? Check out our \u003ca rel=\"noopener\" href=\"https:\/\/www.bankershub.com\/products\/certification-channel-payments\" target=\"_blank\"\u003eChannel Payments\u003c\/a\u003e certification and save 55%! \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":45911269572783,"sku":"ODC0905252","price":149.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/PaymentChannels_AlternativePayments.png?v=1758826560","url":"https:\/\/www.bankershub.com\/products\/payment-channels-alternative-payments","provider":"BankersHub","version":"1.0","type":"link"}