{"product_id":"reg-z-and-safe-act-refresher-mlo-lo","title":"Reg Z and Safe Act Refresher (MLO\/LO)","description":"\u003cp class=\"x_MsoNormal\"\u003e\u003ci data-olk-copy-source=\"MessageBody\"\u003eNew! NMLS 2.0 took effect September 20, 2025!\u003c\/i\u003e  The Nationwide Multistate Licensing System (NMLS) has long operated 2 sites: 1 for state licensing and 1 for federal registration.  Are you clear on the differences, and which one is important to your federally-regulated financial institution (hint, you can disregard the state exam requirements)? Now is the time to freshen up your understanding of these similar but different requirements and clear out any cobwebs!  Develop a new program or rejuvenate your existing one to enjoy a robust, workable and meaningful oversight system. This course will review SAFE Act and Reg Z requirements for MLOs and LOs, define and dissect key terms such as Mortgage Loan Originator, Loan Originator and Compensation, explore the impact of referral programs, and detail the requirements every LO must meet.   In addition to the webinar slides and manual, participants will receive a sample program to customize for their own institution, including a policy, employee survey, and training material pointers for in-house employee training.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eCompare and contrast MLOs and LOs\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eRequirements MLOs must follow\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eRequirements LOs must follow, including all 1026.36 provisions\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow overly helpful employees can find themselves meeting the LO definition\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eThe Gotcha! game of referral and\/or cross-selling programs\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eScenarios to illustrate real world examples\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eGoing beyond job titles\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWho owns MLO \/ LO oversight\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow to write (or update) an appropriate MLO \/ LO Program\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow to train all your employees, not just loan staff\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow to administer and track an employee survey\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eSample Policies\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eSample Employee Survey\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cstrong\u003e\u003cu\u003eWho Should Attend:\u003c\/u\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCompliance staff\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eHR officers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eLending managers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRisk managers\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eAuditors\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e*\u003cmeta charset=\"utf-8\"\u003e\u003cspan data-contrast=\"auto\" lang=\"EN-US\" class=\"TextRun SCXW21112666 BCX0\"\u003e\u003cspan class=\"NormalTextRun SCXW21112666 BCX0\"\u003eThis\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW21112666 BCX0\"\u003ecourse\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW21112666 BCX0\"\u003edoes NOT qualify, nor meet the National Standard for NASBA accreditatio\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW21112666 BCX0\"\u003en.\u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"EOP Selected SCXW21112666 BCX0\" data-ccp-props='{\"134233117\":false,\"134233118\":false,\"335559738\":210,\"335559739\":210}'\u003e \u003c\/span\u003e\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47106887221423,"sku":"ODC0623261","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/RegZandSafeActRefresher_MLOLO.png?v=1776700783","url":"https:\/\/www.bankershub.com\/products\/reg-z-and-safe-act-refresher-mlo-lo","provider":"BankersHub","version":"1.0","type":"link"}