{"product_id":"respa","title":"RESPA","description":"\u003cp class=\"x_MsoNormal\" data-olk-copy-source=\"MessageBody\"\u003eRESPA is a huge law that covers many real estate settlement topics.  However, it isn’t just a settlement rule – it also covers several servicing requirements. How many you must follow will depend on if you are a small servicer or a large servicer.  Some, like Affiliated Business Arrangement disclosures, homeownership counseling, escrow rules, force placed insurance rules, error resolution, and certain loss mitigation requirements apply no matter your financial institution’s asset size.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eRESPA coverage and exemptions\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eRequirements before or at the time of loan settlement (beyond TRID), especially:\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eAffiliated business arrangement disclosure\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHomeownership counseling list\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eEscrow account setup\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"x_MsoNormal\"\u003eMortgage servicing requirements for the life of the loan, including:\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eAnnual escrow account analysis\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eForce-placed hazard insurance\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eServicing transfers and successors-in-interest (they aren’t the same thing)\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eError resolution procedures\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eEarly intervention and loss mitigation practices\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eA brief overview of additional “Large Servicer” requirements\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47150129709231,"sku":"LIC0818262","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/RESPA.png?v=1783433960","url":"https:\/\/www.bankershub.com\/products\/respa","provider":"BankersHub","version":"1.0","type":"link"}