{"product_id":"stablecoins-101-for-financial-institutions","title":"Stablecoins 101 for Financial Institutions","description":"\u003cp class=\"x_MsoNormal\" data-olk-copy-source=\"MessageBody\"\u003eThe GENIUS Act changed the stablecoin conversation from if to when. But most financial institutions have not yet built a shared vocabulary or internal framework for responding. That gap is closing fast fintechs, crypto-native firms, and large bank competitors are already moving. This course gives banking and fintech leaders a practical framework for understanding stablecoins as payments infrastructure, not speculative technology. Attendees will learn what the GENIUS Act actually requires, how stablecoin rails interact with RTP and FedNow, where financial institutions fit in the ecosystem, and what risk and compliance considerations matter most right now.\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in this course\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003eStablecoins Demystified: What They Are and Are Not\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eA plain-English definition: digital dollars designed to move value, not generate returns\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFiat-backed vs. algorithmic vs. commodity-backed: what matters for FIs\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eDLT and blockchain without the jargon\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhat stablecoins are NOT: not speculative crypto, not a CBDC, not a deposit replacement\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eThe Regulatory Landscape: Where Things Stand\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eThe GENIUS Act (signed July 2025): permitted issuer categories, reserve requirements, and implementation timeline\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eOCC guidance: reaffirmed activities and technology-neutral approach\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFDIC proposed rule: approval requirements and governance expectations\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhat the framework means for banks, credit unions, and nonbanks differently\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eStablecoins and Instant Payments: Convergence, Not Competition\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhat RTP and FedNow solved, and where they stop short\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhy programmability and cross-border capability matter to commercial clients\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eOrchestration, not redundancy: how stablecoin rails and fiat rails work together\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eThe architecture story: value, data, and logic moving as one\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eWhere Financial Institutions Fit\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eThe roles available to FIs: issuer, custodian, wallet provider, fiat on\/off-ramp, liquidity manager\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhy stablecoins increase demand for trusted intermediaries, not the reverse\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eStrategic flexibility: observe, enable, partner, or issue\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eWhat leading institutions are doing right now: education, pilots, and partner engagement\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eRisk, Compliance, and Governance\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eBSA\/AML and OFAC obligations when touching stablecoins\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eLiquidity and reserve management considerations\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eThird-party and vendor risk in a stablecoin context\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eOperational resilience: wallet-based identifiers, credit-push default, and immutable records\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eKey Takeaways and Q\u0026amp;A\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNormal\"\u003eFour things every leader should walk away knowing\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eSample action steps by institution type\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow to prepare your board for informed stablecoin conversations\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\" aria-hidden=\"true\"\u003e \u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eWho Should Attend\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoNoSpacing\"\u003eC-suite executives\u003c\/li\u003e\n\u003cli class=\"x_MsoNoSpacing\"\u003eSenior leaders\u003c\/li\u003e\n\u003cli class=\"x_MsoNoSpacing\"\u003eStrategy, product, compliance, and technology decision-makers at banks\u003c\/li\u003e\n\u003cli class=\"x_MsoNoSpacing\"\u003eCredit unions\u003c\/li\u003e\n\u003cli class=\"x_MsoNoSpacing\"\u003eFintechs who need to understand stablecoins well enough to guide their institutions\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":47069446373551,"sku":"ODC0602261","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/Stablecoins101.png?v=1776442417","url":"https:\/\/www.bankershub.com\/products\/stablecoins-101-for-financial-institutions","provider":"BankersHub","version":"1.0","type":"link"}