{"product_id":"the-basics-of-electronic-payments","title":"The Basics of Electronic Payments","description":"\u003cp dir=\"ltr\"\u003e\u003cspan\u003eIn this class, the Payments Professor will guide you through the essential foundations of the U.S. electronic payments ecosystem. You'll explore how payment networks function, the shift from paper to digital payments, and the key players involved in moving money—fast, securely, and efficiently.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eYou'll learn how different payment networks operate, including ACH, card networks, wire transfer systems, and real-time payment systems like RTP\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e and FedNow\u003c\/span\u003e\u003cspan\u003e®\u003c\/span\u003e\u003cspan\u003e. Each network has unique features, costs, settlement speeds, and use cases—and this course will help you understand which is best for specific business or financial needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eThrough clear explanations, real-world examples, and practical comparisons, you'll gain insight into critical payment terms, clearing and settlement processes, and how to evaluate payment options based on speed, cost, risk, and functionality.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan\u003eInterested in learning all about channel payment types? Check out our \u003ca rel=\"noopener\" href=\"https:\/\/www.bankershub.com\/products\/certification-channel-payments\" target=\"_blank\"\u003eChannel Payments\u003c\/a\u003e certification and save 55%! \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":45907537756335,"sku":"ODC0901252","price":149.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/BasicsofElectronicPayments.png?v=1758825680","url":"https:\/\/www.bankershub.com\/products\/the-basics-of-electronic-payments","provider":"BankersHub","version":"1.0","type":"link"}