{"product_id":"the-payments-regulatory-environment","title":"The Payments Regulatory Environment","description":"\u003cp dir=\"ltr\"\u003e\u003cspan\u003eRegulations \u0026amp; Compliance with the Payments Professor\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eIn this class, the Payments Professor breaks down and provides an introduction to the complex world of electronic payment regulations in the U.S. You’ll learn how different rules apply to different payment networks—ACH, cards, wires, RTP®, and FedNow®—and why it’s critical to understand these distinctions.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eFrom consumer protection under Regulation E to the anti-money laundering requirements of BSA\/AML, this course explores the major federal laws and agencies—including the Federal Reserve, OCC, CFPB, FinCEN, and state regulators—that shape how payments are handled. You’ll also uncover how regulatory efforts aim to protect data, prevent fraud, and maintain financial system integrity.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eReal-world examples bring to life key concepts like clearing and settlement, system risk, and compliance challenges. You'll also look ahead to future regulatory considerations driven by innovations like instant payments, blockchain, and embedded finance.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cspan\u003eWhether you work in compliance, operations, fintech, or banking, this class equips you with a foundational understanding of how U.S. electronic payment systems are governed—and how to stay compliant in a rapidly evolving landscape.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan\u003eInterested in learning all about channel payment types? Check out our \u003ca href=\"https:\/\/www.bankershub.com\/products\/certification-channel-payments\" rel=\"noopener\" target=\"_blank\"\u003eChannel Payments\u003c\/a\u003e certification and save 55%! \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":45907633111215,"sku":"ODC0901253","price":149.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/PaymentsRegulatoryEnvironment.png?v=1758825775","url":"https:\/\/www.bankershub.com\/products\/the-payments-regulatory-environment","provider":"BankersHub","version":"1.0","type":"link"}