{"product_id":"truth-matters-annual-percentage-yield-2-part-series","title":"Truth Matters: Annual Percentage Yield (2-Part Series)","description":"\u003cp class=\"x_MsoNormal\" data-olk-copy-source=\"MessageBody\"\u003eThis 2-part series will take attendees through practical, step-by-step case studies—including tiered and variable rate scenarios. You’ll learn to skillfully navigate the FFIEC APY calculator and identify common errors before they become regulatory issues, how to identify errors, understand when restitution is required, and confidently use the FFIEC calculator and Joint Agency Policy Statement to calculate the correct reimbursement, and discover how to correct mistakes in a consumer-focused way that reduces compliance risk. With over 25 years of hands-on experience, Rebekah Leonard brings real-world insight from examinations, implementations, and even hand-calculated APYs—giving you the practical skills and perspective every compliance professional needs.\u003cmeta charset=\"utf-8\"\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in part 1:\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eOverview of the Truth in Savings Act \u0026amp; Regulation DD\u003cu\u003e\u003c\/u\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eDefining the Annual Percentage Yield (APY)\u003c\/span\u003e\u003cu\u003e\u003c\/u\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoNormal\"\u003eHow to Calculate APY\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eUsing the FFIEC APY Calculator\u003cu\u003e\u003c\/u\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eIdentifying and Correcting APY Errors\u003cu\u003e\u003c\/u\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBest Practices for Compliance Professionals\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003e\u003cu\u003eTopics covered in part 2:\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eIntroduction to the Truth in Lending Act (TILA)\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eUnderstanding APR Accuracy Requirements\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eRestitution Requirements Under the Joint Agency Policy Statement\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eUsing the FFIEC APR Calculator\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCase Studies \u0026amp; Real-World Scenarios\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003ePractical Compliance Insights\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":46360998641839,"sku":"ODC0113262","price":399.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/APY2PartSeries.png?v=1764624198","url":"https:\/\/www.bankershub.com\/products\/truth-matters-annual-percentage-yield-2-part-series","provider":"BankersHub","version":"1.0","type":"link"}