{"product_id":"working-capital-fundamentals-copy","title":"Working Capital Fundamentals","description":"\u003cp data-olk-copy-source=\"MessageBody\" class=\"x_MsoNormal\"\u003eThis course equips participants with a practical understanding of working capital fundamentals— including key definitions, calculations, and the metrics that reveal operational efficiency. Attendees will learn how trading account components such as receivable days, inventory days, payable days, and the cash cycle directly influence liquidity, profitability, and overall financial performance. By connecting working capital behavior to the balance sheet, income statement, and statement of cash flows, participants gain the insight needed to evaluate real-world business dynamics. The course also delivers actionable guidance on structuring short- and long-term credit needs, aligning loan purposes with the cash cycle, and assessing repayment capacity. A real-life example ties the concepts together, ensuring participants leave with the tools to strengthen loan decisions, identify risks early, and support a healthier loan portfolio.\u003cb\u003e\u003cu\u003e\u003c\/u\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003eTopics covered in this session\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cspan lang=\"FR-CA\"\u003eDefinitions and Calculations\u003c\/span\u003e\u003cspan lang=\"FR-CA\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eWorking Capital\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCurrent Assets\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCurrent Liabilities\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eWorking Investment\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003ePermanent Working Capital\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eTrading Accounts\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eA\/R Days, Inventory Days, A\/P Days\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eCash Cycle\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eWorking Capital Impacts on Financial Statements\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eStatement of cash flows – sources \u0026amp; uses of cash\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eBalance sheet - liquidity\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eIncome statement – sales growth requires capital\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eLoan Structuring\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eShort-term and long-term purposes – the matching principle\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eLine of credit options\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eLoan Repayment\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eShort-term – cash cycle\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003eLong-term – profitability\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"x_MsoNormal\"\u003eReal-Life Example\u003c\/p\u003e\n\u003cp class=\"x_MsoNormal\"\u003e\u003cb\u003eWho Should Attend\u003c\/b\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eCredit professionals\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\n\u003cspan\u003eLenders\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"x_MsoListParagraph\"\u003e\u003cspan\u003eRisk managers\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. \u003c\/span\u003e\u003c\/p\u003e","brand":"BankersHub","offers":[{"title":"Default Title","offer_id":46488697143471,"sku":"ODC0114261","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0646\/2894\/9167\/files\/WorkingCapitalFundamentals.png?v=1764105939","url":"https:\/\/www.bankershub.com\/products\/working-capital-fundamentals-copy","provider":"BankersHub","version":"1.0","type":"link"}