Posts tagged with "loan policy"

Regulatory Expectations of Your Institution’s Credit Process (2-Part Series)

Register Now

The current credit environment and regulatory pressure have forced the management of many banks to reassess the bank’s credit process. Several institutions have found their credit process does not provide adequate sophistication to properly manage increasing portfolio risk. Other institutions have determined that as the bank has grown, the regulators’ expectations of required sophistication of the bank’s credit process have changed.

New tools are being developed to predict portfolio performance and proactively manage portfolio risk. These tools are being employed effectively by community banks as well as large banks to not only better manage portfolio credit risk but also build competitive advantage.

This credit process webinar will provide participants an overview of best practices in credit risk management. Participants will be able to benchmark their institution against regulatory expectations and industry best practices.  

Important Takeaways for attendees:

  • Determining risk tolerance
  • Defining the model portfolio
  • Loan policy/procedures
  • Organization of the lending function
  • Approval process
  • Asset quality rating framework
  • Risk based pricing
  • Quantifying portfolio risk
  • Comprehensive portfolio monitoring/reporting
  • Regulatory guidance for institutions with concentrations in commercial real estate
  • Portfolio stress testing
  • Active portfolio management to achieve the model portfolio
  • Loan officer responsibilities, workload, performance, appraisal and incentives
  • Portfolio Pruning
  • Allowance for loan and lease losses methodology (CECL)

Pricing

$395 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Date of Events

Part 1: Friday, April 20, 2018

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

Part 2: Friday, April 20, 2018

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

3.0 CPE Credits

Your Speaker(s)

John Barrickman

President, New Horizons Financial Group

John Barrickman

About the Speaker

For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide.  John is also a Consulting Associate for Capital Performance Group.

Register Now Pay by Check

Regulatory Expectations of Your Institution’s Credit Process (2-Part Series)

Register Now

The current credit environment and regulatory pressure have forced the management of many banks to reassess the bank’s credit process. Several institutions have found their credit process does not provide adequate sophistication to properly manage increasing portfolio risk. Other institutions have determined that as the bank has grown, the regulators’ expectations of required sophistication of the bank’s credit process have changed.

New tools are being developed to predict portfolio performance and proactively manage portfolio risk. These tools are being employed effectively by community banks as well as large banks to not only better manage portfolio credit risk but also build competitive advantage.

This credit process webinar will provide participants an overview of best practices in credit risk management. Participants will be able to benchmark their institution against regulatory expectations and industry best practices.  

Important Takeaways for attendees:

  • Determining risk tolerance
  • Defining the model portfolio
  • Loan policy/procedures
  • Organization of the lending function
  • Approval process
  • Asset quality rating framework
  • Risk based pricing
  • Quantifying portfolio risk
  • Comprehensive portfolio monitoring/reporting
  • Regulatory guidance for institutions with concentrations in commercial real estate
  • Portfolio stress testing
  • Active portfolio management to achieve the model portfolio
  • Loan officer responsibilities, workload, performance, appraisal and incentives
  • Portfolio Pruning
  • Allowance for loan and lease losses methodology (CECL)

Pricing

$395 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Date of Events

Part 1: Tuesday, November 14, 2017

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

Part 2: Tuesday, November 14, 2017

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 3.0 CPE Credits

Your Speaker(s)

John Barrickman

President, New Horizons Financial Group

John Barrickman

Register Now Manual Invoice

Effectively Documenting Your Lending Policy

Buy Playback Now

The loan policy is the vehicle employed by the board of directors to outline the institution’s risk appetite, risk tolerance, lending philosophy and approach to lending. It is the strategic plan for the lending function. Key to developing an effective loan policy is involving individuals at all levels of the organization.
This webinar will focus on the following topics:

  • Framework for developing an effective loan policy
  • Characteristics of a well written loan policy
  • Key components of a comprehensive policy
  • Issues to be addressed in developing the policy

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Thursday, August 10, 2017

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 1.8 AAP Credits
  • 1.5 CPE Credits

Your Speaker

John Barrickman
President, New Horizons Financial Group

John Barrickman

Buy Playback Now Manual Invoice

Effectively Documenting Your Lending Policy

Buy Playback Now

The loan policy is the vehicle employed by the board of directors to outline the institution’s risk appetite, risk tolerance, lending philosophy and approach to lending. It is the strategic plan for the lending function. Key to developing an effective loan policy is involving individuals at all levels of the organization.
This webinar will focus on the following topics:

  • Framework for developing an effective loan policy
  • Characteristics of a well written loan policy
  • Key components of a comprehensive policy
  • Issues to be addressed in developing the policy

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Friday, June 9, 2017

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 1.8 AAP Credits
  • 1.5 CPE Credits

Your Speaker

John Barrickman
President, New Horizons Financial Group

John Barrickman

Buy Playback Now Manual Invoice