What is an AAP Certification and How to Get It If you're a banker and would like to boost your career, consider getting Accredited ACH Professional (AAP) certification. The process... Read More
Community Reinvestment Act & CRA Exam: All You Need to Know The Community Reinvestment Act (CRA) is a federal law that requires banks and other financial institutions to offer financial services... Read More
What is ACH Origination and How Does it Work? If you're a small business owner, ACH—or Automated Clearing House—is probably something you've heard of. But how do you know... Read More
What are Real Time Payments (RTP), and How Do They Work? If you've ever had to wait several days for a payment to clear, you know what a pain it can... Read More
Person-to-Person/Peer-to-Peer Payments: How Do They Work? Peer-to-peer payments, or P2P, transfer money directly from one person to another without using any third party. This can be... Read More
Zelle P2P Risk Assessment & How to Protect Yourself Zelle P2P payments are a great way to send money quickly and easily. Unfortunately, they're also risky because the same... Read More
How Do Prepaid Cards Work? Have you ever wondered how prepaid cards work? Would you like to know the differences between prepaid and debit cards?... Read More
Cash Flow Analysis Guide: What it is, Benefits & How to do it Cash flow analysis is an important part of managing your business and understanding its financial health. It helps you make... Read More
What is Fair Lending? Definition & Relevant Laws The laws that make up fair lending are designed to prevent financial institutions from discriminating against certain groups of people.... Read More
Digital Banking Fraud Prevention, Detection & Mitigation Digital banking fraud is a growing global concern that has the potential to impact millions of people. This article will... Read More