Article Nov 3, 2026
The Fraud Trends Banks and Credit Unions Should Prepare For in 2027
The fraud trends most likely to cost institutions in 2027 are not the newest ones. What is growing, what AI actually changed, and what it means for...
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Practical guidance on fraud, compliance, lending and training for banks and credit unions, plus BankersHub news.
Article Nov 3, 2026
Inside the Mind of a Fraud Fighter: How Front-Line Staff Spot What Others Miss
Fraud detection is a skill, not a sixth sense. Learn the red flags, scam tactics, and verification habits that help bank and credit union staff sto...
Press release Oct 13, 2026
Innovative New Learning Platform Expands the BankersHub Training Experience for Banks and Credit Unions
New platform brings banking-specific training, automated administration and compliance-ready reporting together in one place.
Article Sep 24, 2026
ACH Risk Management: What Every Financial Institution Needs to Know
ACH risk assessment is a non-negotiable NACHA obligation. Learn the credit, operational, fraud, and third-party risks every participating DFI must ...
Article Sep 15, 2026
Decoding ACH File Structure: Why the Details Behind Every Transaction Matter
A clear breakdown of ACH file structure, record types, and field rules for bank and credit union teams handling payments operations or AAP exam prep.
Article Sep 1, 2026
The Best Data Management Philosophy for Banks Is Use What You Have
Turn existing bank data into insight with a data pyramid, a 555 list, single-service household analysis, and smart AI caution.
Article Aug 31, 2026
AI Readiness in Banking: The Four Components of an AI-Ready Financial Institution
AI adoption at financial institutions isn't always a deliberate decision to deploy a new AI tool. Increasingly, AI capabilities are arriving throug...
Article Aug 12, 2026
Operations Staff Turnover: How Training Reduces Entry-Level Churn
Non-officer banking employees turn over at 19.8%, down from a 23.4% peak in 2022 but still nearly one in five frontline staff walking out the door ...
Article Aug 5, 2026
Modern Investment Scams Rarely Begin With a Request for Money
When most people think about investment fraud, they picture the moment a scammer asks for money. In reality, that's often the last step. Today's in...
Article Jul 30, 2026
AI Fraud Prevention: What Happens When Fraud Looks and Sounds Completely Legitimate?
The insights in this article come from our recent free webinar with fraud expert Lorie St. Lawrence, Fighting AI-Driven Fraud: Preparing Employees ...
Article Jul 29, 2026
The Compliance Officer's Dilemma: Training Completion vs. Organizational Readiness
Training completion doesn't equal execution readiness. Learn why knowledge decay matters, how to close the execution gap, and build consistent comp...
Article Jul 21, 2026
A Banking Strategy Guide to Stablecoins: What Community Banks and Credit Unions Need to Decide Now
What the GENIUS Act really requires, the five decisions banks must make, and why FedNow or RTP comes before any stablecoin strategy.
Article Jul 17, 2026
AI Governance in Banking: What to Do Right Now, Not Someday
Most banks already use AI through vendors. Learn the real regulatory landscape, core risk categories, and a practical first-90-days plan for AI gov...
Article Jul 9, 2026
Social Media Marketing: Reg Z, RESPA and UDAP Risks Every Bank Should Know
Learn how Reg Z, RESPA, UDAP, and NMLS rules apply to mortgage loan officer social media posts, plus practical steps for compliance and marketing t...
Article Jun 29, 2026
Five AI-Driven Fraud Tactics Every Frontline Employee Should Recognize
Learn how AI-driven fraud is changing banking with deepfakes, voice cloning, synthetic identities, and phishing. Discover five threats every frontl...
Article Jun 25, 2026
MLO vs Loan Originator: Getting the Compliance Distinction Right
The overlap between the SAFE Act and Regulation Z creates real compliance risk. Learn the two-part MLO test, Reg Z's single-condition test, and how...
Article Jun 24, 2026
Know Your Rights and Responsibilities: A Guide to RDFI Obligations Under NACHA
RDFIs carry precise obligations under the NACHA Operating Rules, from posting and return timeframes to the new 2026 fraud monitoring requirement.
Article Jun 23, 2026
De-escalation Skills for Banking Professionals: Turning Tension into Trust
Difficult customer interactions are part of banking. Learn the de-escalation language, warning signs, and boundaries that keep staff and customers ...
Article Jun 18, 2026
The ODFI Obligation: Understanding Your Full Responsibility in ACH Origination
ODFIs are responsible for every ACH entry placed under their routing number, even those from third parties. Learn authorization, warranty, and 2026...
Article Jun 18, 2026
Beyond Completion Rates: How Financial Institutions Should Measure Fraud Training Effectiveness
Learn how banks and credit unions can measure fraud training effectiveness beyond completion rates and demonstrate real-world behavior change.
Press release May 18, 2026
BankersHub Launches Enhanced Reporting Experience Across Learning Platform
New reporting functionality delivers faster workflows, clearer insights, and a more modern administrator experience for banks and credit unions. ...
Article May 7, 2026
Real Stories from the Front Line: What a $30K Scam Reveals
She said, “The bank should have done more.” Here's what a $30,000 scam reveals about pressure, psychology, and the limits of frontline training. Th...
Article Apr 14, 2026
7 Customer Experience Skills Bankers & Credit Union Professionals Need in 2026
Experience Is the New Differentiator Customer and member experience has become one of the most important drivers of growth, loyalty, and trust in...
Article Apr 8, 2026
AI in Banking: How Automation and Personalization Are Reshaping the Customer Experience
Two things have quietly become table stakes in banking: moving faster on the back end, and knowing your customer well enough to actually serve them...
Article Apr 6, 2026
Frontline Fraud Prevention: Why Human Judgment Still Matters in a Technology-Driven World
Financial institutions continue to invest heavily in detection systems, AI monitoring, and compliance frameworks, yet fraud losses keep rising. The...
Article Mar 24, 2026
Romance Scams: How to Prevent Heartbreak for Your Institution and Customers
Romance scams don’t just break hearts — they “break the bank.” In the digital age, love can blossom online. But so can deception. Romance scams...
Article Mar 9, 2026
How to Train Frontline Staff to Handle Scam Intervention Conversations
Fraud prevention rarely fails because employees cannot recognize red flags. In most financial institutions today, frontline staff are trained to id...
Article Mar 5, 2026
Why Consumer Awareness Campaigns Aren’t Enough
Every year, financial institutions participate in consumer awareness campaigns designed to help people recognize scams and protect their finances. ...
Article Mar 3, 2026
National Consumer Protection Week 2026: How Your Bank or Credit Union Turns Consumer Awareness into Measurable Fraud Risk Reduction
National Consumer Protection Week (March 1–7, 2026) puts the spotlight on helping everyday consumers spot and stop scams. For banks and credit unio...
Article Feb 9, 2026
Building Fraud Reflex: How Scenario-Based Training Empowers the Frontline
Fraud does not happen in theory. It happens in fast-moving conversations, emotionally charged moments, and routine transactions that suddenly be...
Article Feb 5, 2026
Awareness Isn’t Enough: Turning Frontline Recognition Into Fraud-Stopping Action
Frontline banking professionals know what suspicious activity looks like. Large cash withdrawals. Urgent wires. Incomplete verification. Custome...
Article Feb 3, 2026
Fraud is Accelerating: Why Financial Institutions Need More Than Awareness
Fraud is no longer an occasional disruption for banks and credit unions. It is constant, increasingly sophisticated, and evolving faster than many ...
Article Jan 22, 2026
Old Scams. New Wrappers
Bank Fraud in 2026: What Banks & Credit Unions Need to Know Now Fraud isn’t evolving because criminals are getting “smarter.” It’s evolving ...
Article Oct 29, 2025
SAR Simplified: How FinCEN’s New FAQs Could Shift AML
On October 9, 2025, FinCEN published four additional frequently asked questions (FAQs) and answers regarding suspicious activity reporting requirem...
Article Aug 14, 2025
Unpacking Our Biggest Fraud Academy Takeaways – BankersHub
We’ve just returned from the KBA Fraud Academy, and we’re getting a jump start on unpacking so you don’t have to! Unpacking our learnings, that is....
Article Aug 12, 2025
Stablecoins in Banking: From Buzzword to Business Tool
Stablecoins are no longer just a passing crypto trend. They’re quickly becoming a crucial consideration for banks and credit unions. With the poten...
Article Jul 18, 2025
Why a Fraud-Ready Culture is Essential
A strong fraud prevention culture is a foundational necessity for modern financial institutions. As fraudsters become more sophisticated, technolog...
Article Jul 16, 2025
The ROI of Fraud Training: Why Prevention Pays
Understanding the ROI of Fraud Prevention Training Fraud is costly—but it’s preventable. For banks and credit unions navigating a high-risk fin...
Press release Jul 8, 2025
BankersHub Launches First Line of Defense™ – TeleFraud Prevention Training to Combat Growing Phone-Based Fraud in Financial Institutions
BankersHub Launches First Line of Defense™ – TeleFraud Prevention Training to Combat Growing Phone-Based Fraud in Financial Institutions Cary, N...
Article Jun 24, 2025
Accredited ACH Professional (AAP) Guide
In an industry where change is constant, payments professionals need more than experience—they need expertise. That’s why the Accredited ACH Profes...
Article Jun 17, 2025
How AI Is Transforming Fraud Detection in Banking: Tools and Benefits
The rise of digital banking and online transactions has ushered in a new era of convenience and accessibility for customers. However, it has also o...
Article Jun 3, 2025
Build Expertise on Your Terms: Why BankersHub Certifications Work
Professional development shouldn’t mean choosing between your workload and your learning goals. That’s why BankersHub’s certification programs are ...
Article May 16, 2025
Best Practices for Rolling Out a New Training Program at Your Bank
Launching a new training program at your bank isn’t just about delivering content—it’s about changing behavior, improving compliance, and equipping...
Article May 6, 2025
Partnering with Small Businesses: Strengthening Communities Through Education
At BankersHub, we know that small businesses are the heart of local economies—and their success is vital to the financial health of our communities...
Article Apr 11, 2025
Top 5 Banking Fraud Trends in 2025 and How to Prevent Them (With Modern Employee Training)
As fraud tactics evolve, banks and credit unions must rethink how they prepare their teams to identify and prevent threats. From AI-powered scam...
Article Mar 13, 2025
How Interactive Learning is Transforming Banking Education & Compliance Training
Expanding Compliance Training with a More Engaging Learning Experience Banking professionals rely on training to stay up to date with evolving ...
Article Mar 12, 2025
Banking in 2025: The Rapid Changes You Can’t Ignore
The banking industry has always evolved, but the speed of change today is unprecedented. Economic realities, regulatory initiatives, and technologi...
Article Feb 14, 2025
BSA/AML Compliance: The Key Role of Employee Training in Financial Security
The Bank Secrecy Act (BSA) and Anti-Money Laundering Law (AML) aim to detect and prevent money laundering. Financial institutions such as banking s...
Press release Feb 11, 2025
Introducing the New BankersHub: A Seamless Learning Experience for Financial Institutions
At Noggin Guru, we're dedicated to empowering financial institutions with top-tier compliance, continuing education, and professional development s...
Article Feb 7, 2025
9 Benefits of Regular Fraud Training for Bank Employees
Financial fraud has evolved far beyond the days of forged checks and counterfeit bills. As criminals leverage sophisticated technology and social e...
Article Feb 7, 2025
Bank Employee Training: Why Integrate HR & Upskilling into Your Program
Financial institutions thrive when they commit to both HR excellence and continuous upskilling of their workforce. Modern banking demands professio...
Article Feb 7, 2025
LMS for Banking: Why Banks Need a Centralized Learning Platform
Banking institutions face unprecedented regulatory scrutiny while managing diverse teams across multiple branches and time zones. Financial profess...
Article Feb 7, 2025
Banking Training Program: Advantages of Scenario-Based Interactive Training
The evolution of banking training reflects the sophisticated needs of modern financial institutions. Scenario-based learning transforms abstract ba...
Press release Feb 4, 2025
BankersHub Launches New All-in-One Learning Platform for Financial Institutions
New offerings include Live and OnDemand Courses, Interactive eLearning, and Scenario-Based Training, all accessible through a single learning manag...
Article Jan 9, 2025
Digital Banking Trends 2025: What You Need to Know
The digital banking landscape is set to evolve dramatically in 2025, ushering in innovations that redefine customer experiences and banking operati...
Article Jan 2, 2025
8 Effective Banking Communication Tips for Professionals
Effective communication in banking is not just about conveying information—it's about building trust, delivering clarity, and fostering strong rela...
Article Dec 26, 2024
Chevron Deference Overturned: What This Means for Banking Professional
The recent overturning of Chevron deference marks a seismic shift in how federal agencies create and enforce regulations. For decades, the Chevron ...
Article Dec 16, 2024
BSA Risk Assessment: 7 Essential Steps for Success
Conducting a comprehensive BSA (Bank Secrecy Act) risk assessment is crucial for financial institutions. As regulatory scrutiny intensifies and mon...
Article Dec 9, 2024
AI in Banking: How is AI Impacting the Banking Industry?
Artificial Intelligence (AI) is revolutionizing the financial sector, driving unparalleled efficiency, personalization, and innovation. For banks, ...
Article Dec 9, 2024
Small Business Loan vs Line of Credit: Lending to Small Businesses
Understanding the financial needs of small businesses is a pillar of effective banking. For many small business owners, the challenge lies not just...
Article Dec 2, 2024
What is a Credit Policy & How Do You Write One?
A credit policy is a cornerstone document for any institution extending credit. For professional bankers, it serves as both a guide and a safeguard...
Article Nov 25, 2024
Types of UCC Filings: What You Need to Know as a Banking Professional
In the intricate world of secured transactions, understanding the nuances of Uniform Commercial Code (UCC) filings is essential for banking profess...
Article Nov 20, 2024
How to Write a Business Email for Banking Professionals
Crafting a professional business email is an essential skill for any banker. In a field that values precision, discretion, and prompt communication...
Article Nov 13, 2024
What is Treasury Management? Why is it Important?
With businesses facing an ever-evolving financial landscape, managing cash effectively is critical for success. Treasury management services help b...
Article Nov 6, 2024
Truth in Savings Act: What is Reg DD?
Understanding the fine print in financial transactions can be challenging, especially when it involves opening a deposit account with a financial i...
Article Oct 30, 2024
What is KYC in Banking?
KYC, or "Know Your Customer," is a foundational practice in banking that plays a critical role in safeguarding financial systems and enhancing cust...
Article Oct 14, 2024
Payment Fraud: Definition, Types, & How to Prevent
Payment fraud is one of the most pressing concerns for financial institutions and banking professionals today. Criminals continually evolve their t...
Article Oct 7, 2024
What is a Currency Transaction Report?
A Currency Transaction Report (CTR) is a critical document for financial institutions designed to help monitor and prevent illicit activities such ...
Article Sep 30, 2024
What is UDAAP in Banking: How to Stay Compliant
In the highly regulated world of banking, ensuring that customer interactions are fair, transparent, and respectful is paramount. Financial institu...
Article Sep 7, 2024
Business Writing Tips for Banking Professionals
In the banking world, every word counts. Whether you're drafting a client email, preparing a report, or composing a proposal, your ability to commu...
Article Aug 31, 2024
What is the Military Lending Act (MLA)?
For banking professionals, understanding the regulations that govern lending practices is crucial, particularly when these regulations protect a un...
Article Aug 18, 2024
What is Online Account Application Fraud?
Online account application fraud poses a serious and growing threat to financial institutions. Criminals use stolen or fabricated information to op...
Article Aug 16, 2024
Board Secretary Duties 101: Going Beyond Note-Taking
The role of a corporate board secretary has transformed significantly over the years, moving far beyond the traditional view of mere note-taking. T...
Article Aug 12, 2024
Bank Safe Deposit Box Management: How to Protect from Suspicious Activity
Managing safe deposit boxes (SDBs) in a bank is a critical responsibility, demanding a high level of security and vigilance. As custodians of valua...
Article Aug 5, 2024
AML Monitoring Systems: How to Best Optimize Your System
Ensuring compliance with anti-money laundering (AML) regulations is critical to maintaining the integrity and reputation of any financial instituti...
Article Jul 29, 2024
AI in Banking Fraud Detection: How Does It Work?
The rise of digital banking and online transactions has ushered in a new era of convenience and accessibility for customers. However, it has also o...
Article Jul 22, 2024
Fintech and MSBs: Unlocking Opportunities for Banks
MSBA-Certification Introduction to Fintech Fintech, short for financial technology, encompasses a broad spectrum of innovative solutions that l...
Article Jul 22, 2024
CRE Lending and Loans: Exploring Different Types & Requirements
Commercial real estate (CRE) lending is a cornerstone of the banking sector, providing the necessary capital for businesses to invest in properties...
Article Jul 22, 2024
ATM Fraud: Trends, Examples, & Prevention Tips for Banks
As the banking industry embraces new technologies, criminals are becoming equally innovative, especially when it comes to ATM fraud. For banking pr...
Article Jul 15, 2024
14 Effective Deposit Growth Strategies for Banks
Banks face significant challenges in growing their deposit bases in an era of unprecedented competition and evolving consumer expectations. Modern ...
Article Jul 8, 2024
9 Types of Digital Banking Frauds to Be Aware Of
The banking industry has undergone a remarkable transformation in the era of digitization, enabling seamless transactions and improved customer exp...
Article Jul 1, 2024
What is EBITDA & Is It Reliable?
EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a metric that often sparks lively debate among financial professionals....
Article Jun 25, 2024
What is a Fair Lending Risk Assessment?
A fair lending risk assessment is a critical process financial institutions use to ensure they comply with fair lending regulations. These laws aim...
Article Jun 21, 2024
Strategic Approach for Banking of Money Services Businesses and Fintechs
Recommendations CERTIFICATION: Money Services Business Banking Certificate WEBINAR: Cybersecurity Compliance Frameworks - What Your Institution ...
Article Jun 18, 2024
What is the Credit Card Competition Act?
The Credit Card Competition Act is a piece of proposed legislation aimed at increasing competition in the credit card industry by reducing the domi...
Article Jun 11, 2024
What is Regulation CC in Banking?
Regulation CC, part of the Federal Reserve's regulatory framework, governs the availability of funds and the collection of checks in the United Sta...
Article Jun 4, 2024
Debit Card Disputes: How to Dispute Charges on a Debit Card
Even with advances in fintech, debit cards are still a popular and convenient payment method for consumers. However, disputes can present a signifi...
Article May 20, 2024
Common Fair Lending Violation Examples to Know
Fair lending laws ensure that all individuals receive equal treatment in the application and approval processes for various types of credit. Violat...
Article May 13, 2024
New Real Estate Commissions Law: What You Need to Know
The real estate industry is witnessing one of its most significant transformations in recent history. In a landmark move, the National Association ...
Article May 6, 2024
What is Credit Risk Management?
Credit risk management is how financial institutions and other lenders assess the likelihood of a borrower defaulting on their debt obligations. It...
Article Apr 30, 2024
What is Wire Transfer Fraud?
Wire transfer fraud is a critical concern for businesses globally, involving the unauthorized transfer of funds from one bank account to another th...
Article Apr 23, 2024
Financial Risk Specialist: How to Get Certified
In an era where financial markets are increasingly complex, and the landscape of risks continues to evolve, the demand for financial risk specialis...
Article Apr 16, 2024
10 Security Risks of Mobile Banking & How to Avoid Them
Mobile banking offers unparalleled convenience, allowing users to manage their finances from anywhere at any time. However, this convenience comes ...
Article Apr 9, 2024
The Banking Certifications List: A Detailed Overview
The banking industry is constantly evolving. New technology continues to change how traditional banks and other financial institutions conduct busi...
Article Apr 1, 2024
Commercial Lending Regulations and Best Practices: Navigating the Changing Landscape
In the fast-paced world of commercial lending, it's crucial for lenders to stay updated on regulations and best practices. This continuous learning...
Article Mar 26, 2024
What is a Money Services Business (MSB)?
Money services businesses (MSBs) represent a vital sector within the financial industry, providing a suite of essential services that facilitate th...
Article Mar 15, 2024
The Evolving Threat Landscape: Online Fraud in the Digital Age
In the ever-changing digital world, financial institutions are locked in a constant struggle against fraudsters who continuously innovate their tac...
Article Mar 12, 2024
Types of Banking Courses: An Overview for Your Banking Career
Entering the dynamic world of banking requires a solid foundation of knowledge and skills. Banking courses serve as a gateway to understanding the ...
Article Mar 5, 2024
11 Online Banking Trends to Be Aware of in 2024
The landscape of online banking is evolving rapidly, and 2024 promises to be a year of significant transformation. From advancements in personaliza...
Article Feb 28, 2024
What is Regulation E in Banking?
In the intricate realm of banking and finance, consumer protection is paramount. One of the key regulations designed to safeguard the interests of ...
Article Feb 13, 2024
Small Business Loan Requirements: What You Need to Know
Securing a small business loan can be pivotal in realizing your entrepreneurial dreams or expanding your existing business. However, the path to lo...
Article Feb 6, 2024
Red Flags Rule: Identity Theft Prevention
Each year, millions of Americans encounter identity theft. It can destroy credit, drain accounts, and inflict extensive damage on customers and bus...
Article Jan 30, 2024
Elder Financial Abuse: How to Spot and Report It
One of the most common ways elders experience abuse is through misappropriation of funds. According to the National Council of Aging, nearly fi...
Article Jan 23, 2024
Identifying 4 Types of Mobile Payments Fraud
With the rise of mobile technology, enterprises and institutions are rapidly creating mobile apps to enable consumers to conduct e-commerce transac...
Article Jan 10, 2024
Online and Offline Debit Card Transactions: What's the Difference?
The question is a lot easier to answer than “Paper or plastic?” (If you remembered your reusable bag, you deserve a gold star.) When you’re at the ...
Article Jan 3, 2024
Five Pillars of AML Compliance in the Bank Secrecy Act
What do the five pillars of the Bank Secrecy Act have to do with a money laundering, aspiring rapper? They crossed paths this year. Tongue out,...
Article Dec 27, 2023
What is Safe Harbor in the Bank Secrecy Act?
Depending on who you are, the first rule of the Bank Secrecy Act is “don’t talk about the Bank Secrecy Act.” Secrecy is a key feature of the law’s ...
Article Dec 20, 2023
How Do Debit Card Disputes Work?
Money comes and, sometimes even more quickly, it goes. In today’s expanded age of one-click shopping and in-app purchases, the power to claw back c...
Article Dec 7, 2023
How Authentication in Internet Banking Works
Once considered unique to each individual, artificial intelligence has shown the human voice to be convincingly cloneable. In banking, this means t...
Article Nov 30, 2023
What is Asset Liability Management?
Imagine you were put in charge of billions of customer dollars, but you lost them. Congratulations, you are a decision-maker at Silicon Valley Bank...
Article Nov 23, 2023
Guide to ACH Risk Assessment and Management
Account takeover, business email compromise, and impersonation fraud. Each of these terms describes a threat to financial institutions described in...
Article Nov 16, 2023
What is an ACH Return? An Explainer
When you initiate an electronic transaction using the Automated Clearing House (ACH), you assume it’s complete as soon as the information in your e...
Article Nov 15, 2023
What is Capital Risk in Banking?
Small regional banks and large investment banks alike face capital risk. Similar forces drive both risk networks, but robust tools and preparation ...
Article Nov 8, 2023
What is Treasury Management & Why is it Important?
Financial headlines spell out the importance of treasury management, sometimes with cautionary stories about treasury mismanagement. The treasury m...
Article Nov 1, 2023
What are the Main Fair Lending Laws & Regulations?
Register for Passport What are your pronouns? A loaded, controversial question for some, it’s a cue that their own gender identity will be...
Article Oct 25, 2023
Treasury Risk Management: Definition, Types of Risk, & Strategies
Risk management was not born from the Wild West world of crypto, but it still applies. Some people are learning that the hard way. Sam Bankman-Frie...
Article Oct 18, 2023
Bank Secrecy Act Reporting Requirements
It’s about being in the right place at the right time. It’s not top secret, but it’s close. Just like that, a bank professional becomes an espiocra...
Article Sep 27, 2023
What is the Bank Secrecy Act of 1970?
The cash is filthy. In the hands of criminals, money laundering seems like an easy fix for ill-gotten gains. A few deposits and strategic moves cou...
Article Sep 20, 2023
What is an Accredited ACH Professional (AAP)? Why?
When a business owner wants to pay his workforce regularly, there’s a digital network for that. If the federal government issues a stimulus directl...
Article Sep 13, 2023
Introduction to International Wire Transfers
It may sound like the setup to a story about common scamming attempts, but sometimes your sister, brother, or loved one really is stuck in another ...
Article Sep 6, 2023
Debit Card Fraud: Prevention Strategies
Debit card fraud continues to evolve, making it crucial for banking professionals to stay ahead of emerging threats. As gatekeepers of customer ass...
Article Aug 30, 2023
NACHA Operating Rules: What They Are & How to Comply
You can bank on it. Americans rely on banking. Annual reports from the FDIC show only 4.5% of American households were unbanked in 2021, a level th...
Article Aug 23, 2023
ACH Fraud Trends to Keep an Eye On
Created as a fantastic alternative to slower check processing and funds transfers in the 1970s, Automated Clearing House (ACH) transactions account...
Article Aug 15, 2023
Employee Onboarding Best Practices every HR Pro Should Know
It's no secret that the process of employee onboarding is crucial for the success of any business. As an HR professional, it's your job to make sur...
Article Aug 8, 2023
How to Report Bank Fraud: A Complete Guide
Register for Passport You don't have to be a banking professional to know that there's a lot of fraud and scams out there. The truth is that frau...
Article Jul 25, 2023
Top 7 Benefits of Online Learning for Finance
The field of banking is one that never stops growing and changing. To succeed, you have to go to classes, training, seminars and more constantly. T...
Article Jul 18, 2023
Bank Fraud Investigation Process & How Long it Takes
A bank fraud investigation, or bank fraud case, is a process through which a financial institution investigates allegations of fraudulent activity....
Article Jun 1, 2023
Commercial Loan Due Diligence: Everything You Need To Know
Commercial loan due diligence is a critical aspect of the lending process that helps both lenders and borrowers ensure a successful loan transactio...
Article May 25, 2023
Complete Guide to Commercial Loan Structuring
In the world of business finance, commercial loans are crucial for facilitating growth and expansion. One critical aspect of these loans is commerc...
Article May 24, 2023
Value of a Wire Transfer Training and Compliance Certification
Wire transfers are an increasingly common method for moving funds around the world. However, with the rise of wire transfer fraud and financial cri...
Article May 17, 2023
Commercial and Industrial Loans: How Do they Work?
Commercial and Industrial loans, also known as C&I loans, are a dependable revenue stream for banks. They are made for a business or corporatio...
Article Apr 23, 2023
Remote Deposit Capture Explained
Remote deposit capture (RDC), or electronic check deposit, is a groundbreaking technology that revolutionizes how customers deposit checks. No need...
Article Apr 16, 2023
Types of Check Fraud & How to Avoid Them
Check fraud is a common financial crime that costs banks, businesses, and individuals millions of dollars each year. As a banking professional, it'...
Article Apr 9, 2023
How to Become a Treasury Manager with Certification
If you're intrigued by a career in banking and finance, becoming a treasury manager presents an excellent opportunity. Treasury managers hold a vit...
Article Mar 31, 2023
What Does an Electronic Banking (eBanking) Specialist Do?
Electronic banking, or eBanking, has revolutionized the banking industry, making it more accessible, convenient, and efficient. In this rapidly evo...
Article Mar 7, 2023
Check Processing Guide: How it's Done
Register for Passport Check processing is a critical part of any business and it's important to understand how it works so that you can take adva...
Article Feb 28, 2023
What is an AAP Certification and How to Get It
If you're a banker and would like to boost your career, consider getting Accredited ACH Professional (AAP) certification. The process of getting AA...
Article Dec 19, 2022
Community Reinvestment Act & CRA Exam: All You Need to Know
The Community Reinvestment Act (CRA) is a federal law that requires banks and other financial institutions to offer financial services to everyone ...
Article Dec 12, 2022
What is ACH Origination and How Does it Work?
If you're a small business owner, ACH—or Automated Clearing House—is probably something you've heard of. But how do you know if it's right for your...
Article Dec 12, 2022
What are Real Time Payments (RTP), and How Do They Work?
If you've ever had to wait several days for a payment to clear, you know what a pain it can be. When you're waiting for your money, it's hard not t...
Article Dec 5, 2022
Person-to-Person/Peer-to-Peer Payments: How Do They Work?
Peer-to-peer payments, or P2P, transfer money directly from one person to another without using any third party. This can be done through an app or...
Article Nov 28, 2022
Zelle P2P Risk Assessment & How to Protect Yourself
Zelle P2P payments are a great way to send money quickly and easily. Unfortunately, they're also risky because the same rules do not protect the tr...
Article Nov 21, 2022
How Do Prepaid Cards Work?
Have you ever wondered how prepaid cards work? Would you like to know the differences between prepaid and debit cards? This article will discuss ho...
Article Nov 14, 2022
Cash Flow Analysis Guide: What it is, Benefits & How to do it
Cash flow analysis is an important part of managing your business and understanding its financial health. It helps you make smart financial decisio...
Article Nov 9, 2022
What is Fair Lending? Definition & Relevant Laws
The laws that make up fair lending are designed to prevent financial institutions from discriminating against certain groups of people. These laws ...
Article Nov 3, 2022
Digital Banking Fraud Prevention, Detection & Mitigation
Digital banking fraud is a growing global concern that has the potential to impact millions of people. This article will explore digital banking fr...
Article Oct 28, 2022
Small Business Lending: What Banks & Credit Unions Must Know
Small business lending is a huge topic, with many moving parts. Lenders must know this information in order to make calculated decisions when under...
Article Oct 24, 2022
Internal Audit and How Does it Work?
Are you wondering what an internal auditor does? If so, you've come to the right place. Internal auditing is a process designed and conducted b...
Article Oct 21, 2022
Flood Insurance Compliance Requirements for Lenders
Unlock unparalleled access to top-tier banking education with the BankersHub All-Access Passport Membership! Gain enterprise-wide access for 12 mon...
Article Oct 17, 2022
Types of Bank Fraud & Examples: What You Need to Know
Bank fraud is a constant threat in the financial sector, posing serious risks to both institutions and customers. It manifests in numerous ways, fr...
Article Oct 9, 2022
What is a Universal Banker & How to Become One
If you're wondering what exactly this new position entails, read on for some job description inspiration. Hopefully, the information you find here ...
Article Sep 12, 2022
The Pros and Cons of Online Education
Online learning is here to stay. Online course offerings are growing at a rapid pace, not only giving students more options but also allowing them ...
Article Sep 5, 2022
What is Virtual Currency?
Virtual currency is a digital representation of value that functions as a medium of exchange, a unit of account, and/or a store of value. Virtual c...
Article Aug 29, 2022
E-Sign Act: How to Ensure E-Sign Compliance
In today's digital environment, electronic signatures (E-Signatures) are becoming more and more prevalent. The E-Sign Act is a federal law that gov...
Article Aug 15, 2022
ACH Training Course & Certification
In this post, you'll learn about ACH training and certification, a process that helps businesses comply with the Automated Clearing House (ACH) Net...
Article Jan 12, 2022
Online Banking Law Courses
Online banking law courses are a great way to keep up with the most important legal developments in the industry. BankersHub offers a wide varie...
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