What You'll Learn
As lenders, we gather information from applicants – both consumer and commercial - to support their request for credit. provide us with documentation to support their loan request. In our evaluation, we validate this information based on our underwriting/Loan Policy, and/or Investor guidelines.
During this Course, we will take you through the steps that must be followed under both Regulation B and FCRA and discuss the the requirements for notification based on the identification of your applicant(s).
About the Author:
Michelle Strickland brings a wealth of commercial, consumer and residential loan compliance to her position at TCA, Thomas Compliance Associates, Inc.
Like many now senior compliance officers, Ms. Strickland began her banking career on the teller line, but her early career also included consumer, residential and secondary market loan processing. Her next step up was as a systems administrator for six bank branches; Ms.
Strickland’s responsibilities included customizing the bank’s loan origination systems.
Ms. Strickland’s most recent experience, at a large Indiana bank, included responsibility for three operational areas: loan servicing; commercial loan processing and documentation; and residential and consumer loan processing and documentation. Her duties included the preparation of Risk Assessments on loan operations functional areas, vendor relationships, pipeline reports and, of course, regulatory compliance.
Ms. Strickland joined TCA in early 2014.
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