Gaps in Periodic Reviews

8.18.26 | 12:00 PM EST

Instructor: Kelly Rozier

Course Duration: 1 HR

What You'll Learn

Periodic reviews are a cornerstone of compliance management—but even well-intentioned institutions can miss critical requirements. For ACH and remote deposit capture customers, gaps in these reviews can quickly become legal and regulatory liabilities.

This course focuses on the specific Nacha Rules and FFIEC guidance that shape periodic review expectations, highlighting where institutions most commonly fall short and why those gaps matter. Real-world examples bring the risks to life, while actionable strategies give participants a clear path to strengthening their review processes. Walk away with the tools to identify weaknesses in your current approach, apply best practices for comprehensive reviews, and build a compliance framework that holds up to regulatory scrutiny.

Topics covered in this course

Nacha Rules and FFIEC Guidance Impacting Periodic Reviews
Common Gaps in ACH and RDC Customer Review Processes
Legal, Regulatory, and Operational Risks of Missed Requirements
Best Practices for Conducting Comprehensive Periodic Reviews
Actionable Strategies for Strengthening Your Compliance Framework

Who Should Attend?

BSA Officers and Support Teams
Call Center
Client Facing Teams
Deposit Operations
Electronic Banking
Finance and Accounting
Fraud Management
Internal Audit
Information Technology and Security
In-House Counsel
Risk Management
Senior Leadership
Treasury Management

About the Author:

Kelly Rozier

Kelly Rozier has extensive banking experience; specializing is Electronic Payments and fraud. Ms. Rozier advises both financial institutions and their service providers on payments audits, process improvement, and risk management. She provides expertise in ACH, Wire Transfer, Remote Deposit Capture (RDC), and other payment systems, including audits of third-party senders and service providers. She works closely with banking professionals, , risk managers, compliance officers, and operations teams in the context of payments compliance, process optimization, financial risk management, and regulatory education. Additionally, Kelly collaborates with the Simplify Risk–Secura membership program to deliver education and resources tailored to banks, fintech companies and credit unions Prior to joining Stout, Kelly was responsible for the payment’s governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience working on the financial institution side and working with all the major core providers on electronic payments needs based on external fraud threats, network and regulatory requirements. Kelly also has ten years of experience working directly with the BSA/AML and fraud areas specific to electronic payments fraud and incident response.

On-Demand Course