Gaps in Periodic Reviews
About This Course
Periodic reviews are a cornerstone of compliance management—but even well-intentioned institutions can miss critical requirements. For ACH and remote deposit capture customers, gaps in these reviews can quickly become legal and regulatory liabilities.
This course focuses on the specific Nacha Rules and FFIEC guidance that shape periodic review expectations, highlighting where institutions most commonly fall short and why those gaps matter. Real-world examples bring the risks to life, while actionable strategies give participants a clear path to strengthening their review processes. Walk away with the tools to identify weaknesses in your current approach, apply best practices for comprehensive reviews, and build a compliance framework that holds up to regulatory scrutiny.
Topics covered in this course
- Nacha Rules and FFIEC Guidance Impacting Periodic Reviews
- Common Gaps in ACH and RDC Customer Review Processes
- Legal, Regulatory, and Operational Risks of Missed Requirements
- Best Practices for Conducting Comprehensive Periodic Reviews
- Actionable Strategies for Strengthening Your Compliance Framework
Who Should Attend?
- BSA Officers and Support Teams
- Call Center
- Client Facing Teams
- Deposit Operations
- Electronic Banking
- Finance and Accounting
- Fraud Management
- Internal Audit
- Information Technology and Security
- In-House Counsel
- Risk Management
- Senior Leadership
- Treasury Management
*This course does NOT qualify, nor meet the National Standard for NASBA accreditation.
Your Instructor
Kelly Rozier has extensive banking experience; specializing is Electronic Payments and fraud.
Ms. Rozier advises both financial institutions and their service providers on payments audits, process improvement, and risk management. She provides expertise in ACH, Wire Transfer, Remote Deposit Capture (RDC), and other payment systems, including audits of third-party senders and service providers. She works closely with banking professionals, , risk managers, compliance officers, and operations teams in the context of payments compliance, process optimization, financial risk management, and regulatory education. Additionally, Kelly collaborates with the Simplify Risk–Secura membership program to deliver education and resources tailored to banks, fintech companies and credit unions
Prior to joining Stout, Kelly was responsible for the payment’s governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience working on the financial institution side and working with all the major core providers on electronic payments needs based on external fraud threats, network and regulatory requirements. Kelly also has ten years of experience working directly with the BSA/AML and fraud areas specific to electronic payments fraud and incident response.
This course is covered under team memberships.
See Team Memberships