Great Money Migration

During the 15 years before 2023, monetary policy made deposits a sleepy, slow-moving sector in the industry. All that has changed with interest rates driven by the resurgence of inflation and competitive pressures.  Now banking institutions’ biggest risk - and their biggest opportunity - may well lie in deposit competition. Institutions that master funding strategy and the corresponding product offering while excelling at depositor engagement can become the destination for money moving from asset classes such as stocks and crypto, and potentially away from other institutions, to safe banking products offering compelling options and returns. 

Topics covered in this session

• Magnitude of money that has accumulated in non-interest-bearing and low-rate deposits
• How technology has changed the optionality and pace of money movement
•  Threats to conventional banking paradigms - given the expected level and potential volatility of interest rates
•  Funding strategy and the corresponding product offering suite
•  Become prepared for coherent, effective, and efficient negotiations as we leave behind the order-taker posture

Who Should Attend:

• Presidents, CEOs, CFOs
• ALCO members
• Controllers
• Retail Banking Officers/Directors
• Customer Experience
• Branch Managers
• Marketing
• Funding officers

*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.