On Demand Course

Lending to Servicemembers: SCRA and MLA

Confidently comply with SCRA and MLA without costly missteps.

Learning Objectives

After attending this course, participants will be able to:

  • Define the purpose and coverage of the Servicemembers Civil Relief Act (SCRA)
  • Differentiate between SCRA and the Military Lending Act (MLA)
  • Identify key SCRA requirements, including interest rate limits and documentation
  • Recognize compliance risks related to service member protections
Rebekah Leonard 3.2 CPE/ NASBA 2 HR

About This Course

This webinar equips compliance, lending, and operations professionals with the clarity needed to properly apply the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA)—two laws that protect servicemembers but are frequently misunderstood and misapplied. Attendees will untangle eligibility, timing, and coverage differences, uncover lesser-known “sleeper” provisions, and learn how to correctly handle real-world scenarios involving rate relief, default actions, and MAPR calculations. By clearly understanding what each law requires—and what it does not—participants gain the confidence to execute regulatory obligations accurately, avoid violations, and ensure servicemembers receive the protections they are entitled to under the law.

Topics covered in this course

  • What is SCRA
  • What is MLA
  • What Do They Have in Common?
  • Effective Lines of Communication is Crucial
  • Tips for Effective Policy, Procedures and Training

Your Instructor

Rebekah Leonard
Rebekah Leonard

Rebekah is the owner of Elucidate LLC, a compliance training and consulting company. Elucidate means to "make clear, explain, throw light upon", and describes Rebekah's desire to illuminate the complexities of compliance with passion and fun. She's created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences. She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana. She began her career in 1995 at a private lending company, but soon settled into banking, where she's covered nearly all of it - customer service and teller work, loan processing and review, and security and business continuity. She now oversees CRA, BSA and all aspects of compliance as a senior leader. She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams. Rebekah has a bachelor's degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.

CPE & Accreditation

This course qualifies for 3.2 CPE/ NASBA. Your certificate and transcript are available immediately upon completion.

View accreditation details Hide accreditation details

CPE/NASBA - QAS Self Study

Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539.

Please note: You must attend at least 50 minutes to obtain credit. Final CPE approval belongs with each state's regulatory board. Credit is based on a 50-minute credit hour.

For more detailed information about the course, including the outline, content, and objectives, please refer to the 'Description' tab on this webpage.

Field Of Study: Regulatory Ethics
Prerequisite: Basic knowledge of the banking industry, business, or law
Level of Knowledge: Intermediate
Advanced Preparation: None
Delivery Method: QAS Self Study

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

Training your team?

This course is covered under team memberships.

See Team Memberships
Buying for yourself?
$ 249
Included with Team Membership
Training your team?

This course is covered under team memberships.

See Team Memberships
$ 249
per attendee