Payments Basics - ACH & Check Basics

8.12.26 | 12:00 PM EST

Instructor: Kelly Rozier

Course Duration: 1 HR

What You'll Learn

Payments are the lifeblood of financial institutions, yet the systems behind them are often complex and misunderstood. Banking professionals at every level need a clear, working knowledge of how payment types operate and what can go wrong when they don't.

This course covers the foundational elements of ACH and check payments, including how transactions are processed, common use cases, and the rules and regulations that govern each system. Remote Deposit Capture, fraud prevention, and operational risk management are also addressed, giving participants a well-rounded view of the payment landscape. Walk away with the confidence and practical knowledge to support seamless operations, reduce risk, and deliver exceptional service across the payment types your institution handles every day.

Topics covered in this course

ACH Payment Processing and Common Use Cases
ACH Rules, Regulations, and Compliance Requirements
Check Payment Fundamentals and Today's Financial Ecosystem
Remote Deposit Capture Operations and Best Practices
Fraud Prevention and Operational Risk in Check Processing

Who Should Attend?

BSA Officers and Support Teams
Call Center
Client Facing Teams
Deposit Operations
Electronic Banking
Finance and Accounting
Fraud Management
Internal Audit
Information Technology and Security
In-House Counsel
Risk Management
Senior Leadership
Treasury Management

About the Author:

Kelly Rozier

Kelly Rozier has extensive banking experience; specializing is Electronic Payments and fraud. Ms. Rozier advises both financial institutions and their service providers on payments audits, process improvement, and risk management. She provides expertise in ACH, Wire Transfer, Remote Deposit Capture (RDC), and other payment systems, including audits of third-party senders and service providers. She works closely with banking professionals, , risk managers, compliance officers, and operations teams in the context of payments compliance, process optimization, financial risk management, and regulatory education. Additionally, Kelly collaborates with the Simplify Risk–Secura membership program to deliver education and resources tailored to banks, fintech companies and credit unions Prior to joining Stout, Kelly was responsible for the payment’s governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience working on the financial institution side and working with all the major core providers on electronic payments needs based on external fraud threats, network and regulatory requirements. Kelly also has ten years of experience working directly with the BSA/AML and fraud areas specific to electronic payments fraud and incident response.

On-Demand Course