Regulation E Compliance with FedNow & RTP Payments

On Demand Course

Instructor: Kevin Olsen

Duration: 1 HR

What You'll Learn

Real-time payments are fast—but compliance must keep pace. In this session, the Payments Professor breaks down how Regulation E applies to instant payments made through FedNow® and RTP®. You’ll explore:

Which transactions are covered under the Electronic Fund Transfer Act (EFTA)
How to handle unauthorized and erroneous transfers
Consumer protections, error resolution timelines, and provisional credit rules
The role of fraudulent inducement and what counts as an “unauthorized EFT”
Key regulatory insights from Regulation J, the CFPB, and private network rules

Whether you’re managing compliance, operations, or risk, this session will help you confidently navigate your institution’s responsibilities and protect consumers in a faster payment’s world.

*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.

Accreditations

Nacha (National Automated Clearing House Association) -AAP/APRP

Nacha has approved this course as eligible for AAP or APRP Renewal Credit(s).

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

About the Author:

Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

On-Demand Course