What You'll Learn
Real-time payments are fast—but compliance must keep pace. In this session, the Payments Professor breaks down how Regulation E applies to instant payments made through FedNow® and RTP®. You’ll explore:
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Which transactions are covered under the Electronic Fund Transfer Act (EFTA)
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How to handle unauthorized and erroneous transfers
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Consumer protections, error resolution timelines, and provisional credit rules
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The role of fraudulent inducement and what counts as an “unauthorized EFT”
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Key regulatory insights from Regulation J, the CFPB, and private network rules
Whether you’re managing compliance, operations, or risk, this session will help you confidently navigate your institution’s responsibilities and protect consumers in a faster payment’s world.
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
About the Author:
Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.
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