The Payments Regulatory Environment

On Demand Course

Instructor: Kevin Olsen

Duration: .25 HR

What You'll Learn

Regulations & Compliance with the Payments Professor

In this class, the Payments Professor breaks down and provides an introduction to the complex world of electronic payment regulations in the U.S. You’ll learn how different rules apply to different payment networks—ACH, cards, wires, RTP®, and FedNow®—and why it’s critical to understand these distinctions.

From consumer protection under Regulation E to the anti-money laundering requirements of BSA/AML, this course explores the major federal laws and agencies—including the Federal Reserve, OCC, CFPB, FinCEN, and state regulators—that shape how payments are handled. You’ll also uncover how regulatory efforts aim to protect data, prevent fraud, and maintain financial system integrity.

Real-world examples bring to life key concepts like clearing and settlement, system risk, and compliance challenges. You'll also look ahead to future regulatory considerations driven by innovations like instant payments, blockchain, and embedded finance.

Whether you work in compliance, operations, fintech, or banking, this class equips you with a foundational understanding of how U.S. electronic payment systems are governed—and how to stay compliant in a rapidly evolving landscape.

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*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.

Accreditations

Nacha (National Automated Clearing House Association) -AAP/APRP

Nacha has approved this course as eligible for AAP or APRP Renewal Credit(s).

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

About the Author:

Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

On-Demand Course