On Demand Course

The Payments Regulatory Environment

When working with electronic payments and the different types of payments and payment channels, it is critical to understand the rules and regulations that govern those particular payments, and it can vary from payment channel to payment channel.

Learning Objectives

Upon completion of the course, attendees will be able to:

  • Define the rules used for each payment network
  • Describe the various agencies that oversee payment rules and regulations
  • Identify risks and compliance challenges, and understand how to mitigate them

Kevin Olsen .25 HR
Included with Team Membership

About This Course

Regulations & Compliance with the Payments Professor

In this class, the Payments Professor breaks down and provides an introduction to the complex world of electronic payment regulations in the U.S. You’ll learn how different rules apply to different payment networks—ACH, cards, wires, RTP®, and FedNow®—and why it’s critical to understand these distinctions.

From consumer protection under Regulation E to the anti-money laundering requirements of BSA/AML, this course explores the major federal laws and agencies—including the Federal Reserve, OCC, CFPB, FinCEN, and state regulators—that shape how payments are handled. You’ll also uncover how regulatory efforts aim to protect data, prevent fraud, and maintain financial system integrity.

Real-world examples bring to life key concepts like clearing and settlement, system risk, and compliance challenges. You'll also look ahead to future regulatory considerations driven by innovations like instant payments, blockchain, and embedded finance.

Whether you work in compliance, operations, fintech, or banking, this class equips you with a foundational understanding of how U.S. electronic payment systems are governed—and how to stay compliant in a rapidly evolving landscape.

Interested in learning all about channel payment types? Check out our Channel Payments certification and save 55%! 

 

*This program does NOT qualify, nor meet the National Standard for NASBA accreditation. 

Your Instructor

Kevin Olsen
Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

Training your team?

This course is covered under team memberships.

See Team Memberships
Buying for yourself?
$ 149
Included with Team Membership
Training your team?

This course is covered under team memberships.

See Team Memberships
$ 149
per attendee