ACH Returns and RDFI Requirements

On Demand Course

Updated: June 17, 2025

Instructor: Kelly Rozier

What You'll Learn

The ACH Returns and RDFI Requirements portion of the AAP exam is critical for understanding the responsibilities of Receiving Depository Financial Institutions (RDFIs) in the ACH Network. Mastery of these topics helps ensure that financial institutions can effectively manage exceptions, reduce processing errors, and protect account holders from unauthorized transactions. By thoroughly understanding return procedures and RDFI obligations, professionals can help maintain the integrity and reliability of the ACH payment system.

Save 50% when you purchase as part of the AAP Certification Prep Bundle

This is part three of a ten-part series (10 webinars) that includes the different segments of the AAP Test. Stout instructors will take attendees through a deep-dive, easy-to-understand program to assist you and your teams in preparing for the AAP Exam. This session has been designed to prepare for the future AAP or as a refresher course for existing AAPs.

Topics covered in this session

Return Entry Processing
Return Timeframes
Return Reason Codes
Written Statement of Unauthorized Debit
Obligation of Post Entries
Handling Returns
Regulatory Compliance
Notification of Change

Accreditations

Nacha (AAP/APRP)

Nacha has approved this program as eligible for AAP or APRP Renewal Credit(s).

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

ABA (American Bankers Association)

ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. The ACH Returns and RDFI Requirements program has been approved for 1.2 Nacha, 1.25 ABA (CRCM, CERP, CAFP) credits. This statement is not an endorsement of this program or its sponsor. Certified professionals will report these credits at aba.csod.com.

Requesting CE:Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

On-Demand Course