On Demand Course

Collateral Types and Assessing Quality

Reduce lending risk through better collateral assessment skills.

Joe Davis 1 HR
Included with Team Membership

About This Course

This course covers the key aspects of using collateral as a secondary source of repayment for commercial loans. Participants will gain an understanding of specific attributes impacting each main collateral type. Determining ineligible collateral and appropriate advance rates are key takeaways. The course will also cover third-party appraisals and related considerations. This topic is designed for credit professionals, lenders, workout officers, and risk managers seeking to deepen their underwriting and workout knowledge.

    *This course does NOT qualify, nor meet the National Standard for NASBA accreditation. 

    What You Will Learn

    After attending this course, you will be able to:

    • Explain the purposes for requiring collateral
    • Review  detailed analysis on each collateral type to gauge quality and marketability
    • Determine appropriate advance rates
    • Describe appraisal types and content
    • Assess true liquidation value

    Topics Covered in This Course

    • Purpose of Collateral
    • Personal Property
    • Real Property
    • Going Concern Value
    • Appraisal Types
    • Liquidation Value
    • Advance Rates
    • Examples

    Your Instructor

    Joe Davis
    Joe Davis

    Joe Davis has been in the banking industry for over 25 years, primarily in commercial credit and lending roles, including serving as Chief Credit Officer of a $1.2 billion community bank.  Joe has extensive knowledge of credit analysis, portfolio monitoring, and risk management.  Joe earned an MBA from University of Michigan-Flint, a BA in Economics from Michigan State University, and completed the Graduate School of Banking at Colorado.

    Training your team?

    This course is covered under team memberships.

    See Team Memberships
    Buying for yourself?
    $ 99
    Included with Team Membership
    Training your team?

    This course is covered under team memberships.

    See Team Memberships
    $ 99
    per attendee