Fair Credit Reporting Act: Loan Account Issues
About This Course
This session focuses on FCRA requirements for lending, where errors in permissible purpose, disclosures, and reporting accuracy often lead to examination findings. Topics include permissible purpose for credit decisions, the use of medical information, adverse action notice requirements beyond Regulation B, risk-based pricing notices, credit score disclosures, and fraud alerts. The session also covers the furnisher’s duties to report accurately and to furnish negative information appropriately, along with dispute and error resolution. It closes with prescreened solicitations, including how trigger leads can affect an institution’s customers even if the institution does not prescreen.
What You Will Learn
Topics Covered in This Course
Who Should Attend
Your Instructor

Rebekah is the owner of Elucidate LLC, a compliance training and consulting company. Elucidate means to "make clear, explain, throw light upon", and describes Rebekah's desire to illuminate the complexities of compliance with passion and fun. She's created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences. She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana. She began her career in 1995 at a private lending company, but soon settled into banking, where she's covered nearly all of it - customer service and teller work, loan processing and review, and security and business continuity. She now oversees CRA, BSA and all aspects of compliance as a senior leader. She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams. Rebekah has a bachelor's degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.
CPE & Accreditation
This course qualifies for 2.4 CPE/ NASBA for live attendance only. Your certificate and transcript are available immediately upon completion.
This course is covered under team memberships.
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