Live Course

Fair Credit Reporting Act: Loan Account Issues

Take FCRA mastery to the next level with a close look at everything related to loan accounts.

Dec 8, 2026  ·  2:30 PM ET Rebekah Leonard 2.4 CPE/ NASBA for live attendance only 2 HR

About This Course

This session focuses on FCRA requirements for lending, where errors in permissible purpose, disclosures, and reporting accuracy often lead to examination findings. Topics include permissible purpose for credit decisions, the use of medical information, adverse action notice requirements beyond Regulation B, risk-based pricing notices, credit score disclosures, and fraud alerts. The session also covers the furnisher’s duties to report accurately and to furnish negative information appropriately, along with dispute and error resolution. It closes with prescreened solicitations, including how trigger leads can affect an institution’s customers even if the institution does not prescreen.

What You Will Learn

  • Define “Permissible Purpose”
  • Describe the tricky details of compliance FCRA adverse action notices
  • Identify the biggest landmines that will blow up your FCRA compliance exam
  • Recognize how you may be doing Prescreening without even realizing it

Topics Covered in This Course

  • Permissible purpose
  • CAN medical information be considered?
  • Accurate adverse action notice disclosures
  • Risk Based Pricing Notices
  • Credit score disclosures
  • Fraud alerts
  • Accurate credit reporting
  • Furnishing of negative information
  • Dispute and error resolution
  • Prescreening solicitations

Who Should Attend

  • Compliance staff
  • Loan officers
  • Loan support staff
  • Auditors

Your Instructor

Rebekah Leonard
Rebekah Leonard

Rebekah is the owner of Elucidate LLC, a compliance training and consulting company. Elucidate means to "make clear, explain, throw light upon", and describes Rebekah's desire to illuminate the complexities of compliance with passion and fun. She's created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences. She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana. She began her career in 1995 at a private lending company, but soon settled into banking, where she's covered nearly all of it - customer service and teller work, loan processing and review, and security and business continuity. She now oversees CRA, BSA and all aspects of compliance as a senior leader. She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams. Rebekah has a bachelor's degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.

CPE & Accreditation

This course qualifies for 2.4 CPE/ NASBA for live attendance only. Your certificate and transcript are available immediately upon completion.

Training your team?

This course is covered under team memberships.

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Dec 8, 2026  |  2:30 PM ETLIVE
Buying for yourself?
$ 249
Included with Team Membership
Training your team?

This course is covered under team memberships.

See Team Memberships
$ 249
per attendee