What You'll Learn
Instant payments are no longer a novelty. Many institutions are connected to RTP or FedNow, yet few have built a deliberate revenue strategy around them. Simply charging a transaction fee rarely produces meaningful return and can even suppress adoption.
This webinar is designed for banking leaders who want to move beyond we’re live and toward measurable impact. Attendees will gain a practical framework for monetizing instant payments through use-case expansion, value-added services, commercial relationship growth, deposit strategy, and operational efficiency. The course will address how to align pricing with perceived value, how to think about instant payments as a liquidity and treasury tool, and how to position these capabilities competitively against fintech alternatives.
Participants will leave with a clear monetization blueprint, leadership-level questions to guide internal conversations, and a roadmap to turn instant payments from infrastructure into strategic advantage.
Topics covered in this course
- Reframing the Monetization Question
- The Monetization Reality Check
- Monetization Strategy #1: Deepening Customer Relationships
- Monetization Strategy #2: Value-Added Services & Data
- Monetization Strategy #3: Balance Sheet & Deposit Strategy
- Monetization Strategy #4: Internal Efficiency & Cost Offset
- Sample Pricing Models
- Sample Monetization Roadmap
- Key Takeaways & Sample Action Steps
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
About the Author:
- Angela Murphy, Ph.D.—widely known as Payments Elsa—is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. With a Ph.D. and years of hands-on experience in B2B payments, solutions integration, and financial technology, Angela bridges the gap between emerging technologies and practical strategy, helping financial institutions transform how money moves.
- A trusted advisor and strategist, Angela works with banks, credit unions, and fintechs to navigate the complexities of real-time payments, behavioral AI, and digital infrastructure modernization. Her work is grounded in deep market insight and a relentless drive to make complex financial concepts clear, actionable, and inclusive—for industry leaders and everyday users alike.
- Angela is a graduate of the PayTech Women Executive Academy and the Money20/20 RiseUp program, and she was named the 2024 Emerging Trendsetter by PayTech Women. She is also a Founding Fellow of Coruzant Technologies and a passionate advocate for diversity, equity, and representation in financial services and technology.
- A dynamic speaker and educator, Angela frequently delivers webinars and guest lectures for institutions such as UC Berkeley, the University of Missouri’s Bloch School of Business, and the Regnier Institute for Entrepreneurship and Innovation. Her thought leadership has been featured across global podcasts and media, including The Payments Podium, Cybersecurity Matters, PCN, Off the Rails, Wrestling Payments, and Versatile Ph.D.
You Might Also Like
On-Demand Course
Account Officer Training on ACH/RDC Credit and Transactional Underwriting, Setting Exposure Limits and Performing Periodic Reviews
On-Demand Course
Many financial institutions struggle with setting appropriate exposure limits for ACH and RDC clients. This course explores NACHA-defined exposure, effective calculation methods, and best practices for setting limits. Attendees will also learn how to handle temporary over-limits and permanent lim...
Instructor: Terri Sands
199.00
Order Today
Role: Branch Operations
Credits: 1.2 AAP Credits
199.00
Order Today
On-Demand Course
Investigating Debit Card Disputes while Balancing Debit Card Losses
On-Demand Course
Effectively managing debit card disputes is essential to Regulation E compliance and minimizing avoidable losses. This session explores best practices for investigating claims, determining liability, and asking the right consumer questions based on the specific dispute scenario. Key Takeaways: ...
Instructor: Terri Sands
99.00
Order Today
Role: Payments and Treasury
99.00
Order Today
On-Demand Course
Treasury Services Training for Setting Limits and Approving Over-Limits for ACH and RDC Clients
On-Demand Course
Many financial institutions struggle with effectively setting exposure limits for ACH and RDC clients. This session covers exposure as defined by NACHA Rules, understanding what type of calculation works best, and best business practices for avoiding setting limits too high or too low. This webin...
Instructor: Terri Sands
99.00
Order Today
Role: Payments and Treasury
99.00
Order Today
On-Demand Course
Credit Card Compliance
On-Demand Course
More and more community banks are looking to add in-house credit card programs to their banking product line-up. The reasons are many, including improved customer service and experience, local support, multi-product customer engagement, consumer “wallet share”, increased net interest margin, and...
Instructor: Rebekah Leonard
199.00
Order Today
Role: Payments and Treasury
199.00
Order Today