Open-Ended Credit: A Whole Other World
About This Course
Open-end credit compliance will make your head spin! Unique rules kick depending on the type of open-end credit. Don’t assume you have it all straight! We will go through the life cycle of a credit plan, identifying the unique requirements.
Topics covered in this session
- Difference between open and closed ended credit
- Reg Z
- How APR and Finance Rules are handled
- HELOCS
- Overdraft lines
- Consumer lines of credit
Who Should Attend
- Compliance staff
- Loan operations
- Loan officers marketing staff
- Audit staff
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Your Instructor
Rebekah is the owner of Elucidate LLC, a compliance training and consulting company. Elucidate means to "make clear, explain, throw light upon", and describes Rebekah's desire to illuminate the complexities of compliance with passion and fun. She's created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences. She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana. She began her career in 1995 at a private lending company, but soon settled into banking, where she's covered nearly all of it - customer service and teller work, loan processing and review, and security and business continuity. She now oversees CRA, BSA and all aspects of compliance as a senior leader. She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams. Rebekah has a bachelor's degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.
This course is covered under team memberships.
See Team Memberships