What You'll Learn
Alternative Payments: A Modern Payment Evolution — with the Payments Professor
In this engaging class, the Payments Professor breaks down what alternative payments (APMs) really are and why they matter more than ever. You’ll learn how APMs differ from traditional methods like cash, cards, and checks—and explore popular options like digital wallets (Apple Pay®, PayPal®, Venmo®), Buy Now, Pay Later services (Klarna®, Afterpay®), account-to-account transfers (Zelle®, RTP®, FedNow®), and even cryptocurrencies like Bitcoin and Ethereum.
You'll discover how each type of alternative payment works, their benefits and risks, and what makes them attractive to consumers and businesses alike. From fast, low-cost A2A transfers to seamless mobile checkouts and decentralized crypto transactions, we cover how these tools are transforming commerce.
You’ll also explore the bigger picture—how APMs are impacting financial institutions, opening up new business models, and reshaping risk management strategies. We’ll finish with a look at what’s ahead, from embedded finance and biometric security to regulatory shifts and global payment innovation.
Interested in learning all about channel payment types? Check out our Channel Payments certification and save 55%!
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Accreditations
Nacha (National Automated Clearing House Association) -AAP/APRP
Nacha has approved this course as eligible for AAP or APRP Renewal Credit(s).
Requesting CE:
Upon completion of this course, please email
creditrequest@nogginguru.com
to obtain a CE certificate.
About the Author:
Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.
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