Payment Channels: Card Payments
About This Course
In this class with the Payments Professor, you’ll explore how card payments work from swipe to settlement. Learn the roles of issuers, acquirers, and networks like Visa and Mastercard, and understand the difference between credit, debit, prepaid, and charge cards. We’ll break down the transaction flow, fees (like interchange and MDR), card-present vs. card-not-present risks, and the critical role of PCI DSS compliance. You'll also examine how emerging technologies—contactless payments, mobile wallets, biometrics, tokenization, and embedded finance—are shaping the future of cards. Whether you're in banking, treasury, or just curious, this class will give you the swipe-smart insight you need.
Interested in learning all about channel payment types? Check out our Channel Payments certification and save 55%!
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Your Instructor

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.
This course is covered under team memberships.
See Team Memberships