Real Time Payments and Financial Inclusion
About This Course
Instant payments have the potential to close long-standing financial access gaps—but only if designed with inclusion in mind. This webinar explores how faster payments can serve gig workers, underbanked populations, and microbusinesses, while also identifying hidden barriers like digital identity, KYC challenges, and mobile infrastructure gaps.
Topics covered in this session
- The inclusion opportunity: who stands to benefit from faster payments?
- Barriers to access: ID verification, onboarding, mobile access
- Case examples: gig economy, microbusinesses, and underserved communities
- The role of education and infrastructure in enabling access
- Design principles for equitable, inclusive payment systems
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Your Instructor
- Angela Murphy, Ph.D.—widely known as Payments Elsa—is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. With a Ph.D. and years of hands-on experience in B2B payments, solutions integration, and financial technology, Angela bridges the gap between emerging technologies and practical strategy, helping financial institutions transform how money moves.
- A trusted advisor and strategist, Angela works with banks, credit unions, and fintechs to navigate the complexities of real-time payments, behavioral AI, and digital infrastructure modernization. Her work is grounded in deep market insight and a relentless drive to make complex financial concepts clear, actionable, and inclusive—for industry leaders and everyday users alike.
- Angela is a graduate of the PayTech Women Executive Academy and the Money20/20 RiseUp program, and she was named the 2024 Emerging Trendsetter by PayTech Women. She is also a Founding Fellow of Coruzant Technologies and a passionate advocate for diversity, equity, and representation in financial services and technology.
- A dynamic speaker and educator, Angela frequently delivers webinars and guest lectures for institutions such as UC Berkeley, the University of Missouri’s Bloch School of Business, and the Regnier Institute for Entrepreneurship and Innovation. Her thought leadership has been featured across global podcasts and media, including The Payments Podium, Cybersecurity Matters, PCN, Off the Rails, Wrestling Payments, and Versatile Ph.D.
This course is covered under team memberships.
See Team Memberships