On Demand Course

Stablecoins & U.S. Banking: What Financial Institutions Must Know Now

Prepare your institution for compliant stablecoin adoption and oversight.

Learning Objectives

After attending this course, you will be able to:

  • Identify the defining features of a fiat-backed dollar stablecoin, including how it differs from other cryptocurrencies and from a central bank digital currency (CBDC)
  • Describe the key benefits stablecoins offer for payments, including stability, cost, speed, accessibility, and programmability through smart contracts
  • Differentiate between issuer and non-issuer roles available to financial institutions under the GENIUS Act, including the responsibilities and reserve requirements associated with each
  • Identify the compliance, governance, and examiner expectations financial institutions must address before offering stablecoin-related services, including BSA/AML, custody, redemption, and disclosure requirements
Kevin Olsen 2.0 CPE/ NASBA 1 HR
Included with Team Membership

About This Course

Stablecoins are no longer a side conversation in digital assets. With the passage of the GENIUS Act, they have moved squarely into the regulated banking landscape. For financial institutions, the question is no longer whether stablecoins matter. It is figuring out how they fit in and will be used within the electronic banking industry. This course provides a practical, regulator-informed breakdown of what the GENIUS Act means for banks and credit unions today. We will examine issuer versus non-issuer roles, redemption and reserve expectations, custody considerations, governance requirements, and how stablecoins intersect with existing BSA/AML, liquidity, and risk management frameworks. Attendees will leave with a clear decision-making framework to determine whether their institution should participate, how to structure involvement responsibly, and what examiners are likely to expect as implementation timelines approach. If stablecoins are becoming part of the financial infrastructure, this session will help ensure your institution is prepared rather than reactive.

 

Topics covered in this course

  • GENIUS Act overview and regulatory impact
  • Stablecoin roles for banks and credit unions
  • Compliance, custody, and risk considerations
  • Practical implementation and examiner expectations

 

Your Instructor

Kevin Olsen
Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

CPE & Accreditation

This course qualifies for 2.0 CPE/ NASBA. Your certificate and transcript are available immediately upon completion.

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CPE/NASBA - QAS Self Study

Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539.

Please note: You must attend at least 50 minutes to obtain credit. Final CPE approval belongs with each state's regulatory board. Credit is based on a 50-minute credit hour.

For more detailed information about the course, including the outline, content, and objectives, please refer to the 'Description' tab on this webpage.

Field Of Study: Finance
Prerequisite: Basic knowledge of the banking industry, business, or law
Level of Knowledge: Intermediate
Advanced Preparation: None
Delivery Method: QAS Self Study

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

Training your team?

This course is covered under team memberships.

See Team Memberships
Buying for yourself?
$ 199
Included with Team Membership
Training your team?

This course is covered under team memberships.

See Team Memberships
$ 199
per attendee