What You'll Learn
In this class with the Payments Professor, you’ll dive deep into the RTP® Network—the first instant payment system in the U.S., operated by The Clearing House. You'll learn how RTP® enables 24/7/365 credit push payments with real-time settlement, immediate funds availability, and rich ISO® 20022 messaging. The course covers how transactions flow through the network, the roles of senders and financial institutions, and how Request for Payment transforms bill pay and cash flow management. You’ll explore real-world use cases for consumers, businesses, and financial institutions, plus key implementation considerations like tech upgrades, risk controls, and compliance. Whether you're a bank, business, or just payment-curious, this course gives you the knowledge you need to navigate and leverage RTP®.
Interested in learning all about channel payment types? Check out our Channel Payments certification and save 55%!
*This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Accreditations
Nacha (National Automated Clearing House Association) -AAP/APRP
Nacha has approved this course as eligible for AAP or APRP Renewal Credit(s).
Requesting CE:
Upon completion of this course, please email
creditrequest@nogginguru.com
to obtain a CE certificate.
About the Author:
Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.
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