Third Party Senders, ACH Operators and IAT

7.14.26 | 2:00 PM EST

Instructor: Kelly Rozier

Course Duration: 1 HR

What You'll Learn

This course highlights the roles and responsibilities of third-party entities that process ACH entries on behalf of others, the operational functions of ACH Operators in clearing and settlement, and the specific requirements for handling cross-border payments. Gaining expertise in these topics helps professionals manage compliance, ensure accurate processing, and mitigate risks associated with third-party relationships and international transactions.

Save 50% when you purchase as part of the AAP Certification Prep Bundle

This is part six of a ten-part series (10 webinars) that includes the different segments of the AAP Test. Stout instructors will take attendees through a deep-dive, easy-to-understand program to assist you and your teams in preparing for the AAP Exam. This session has been designed to prepare for the future AAP or as a refresher course for existing AAPs.

Topics covered in this session

TPS Identification and Roles
ODFI Obligations
NACHA Rules
Role of ACH Operators
Settlement Functions
ACH Operator Schedules
Contingency & Resiliency
IAT Format Requirements
OFAC Compliance
BSA/AML Compliance
Special Considerations

Accreditations

CPE/NASBA - Group Internet Based

Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539.

Please note: You must attend at least 50 minutes to obtain credit. Final CPE approval belongs with each state's regulatory board. Credit is based on a 50-minute credit hour.

For more detailed information about the course, including the outline, content, and objectives, please refer to the 'Description' tab on this webpage.

Field Of Study: Specialized Knowledge
Prerequisite: Basic knowledge of the banking industry, business, or law
Level of Knowledge: Intermediate
Advanced Preparation: None
Delivery Method: Group Internet Based

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

Nacha (National Automated Clearing House Association) -AAP/APRP

Nacha has approved this course as eligible for AAP or APRP Renewal Credit(s).

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

About the Author:

Kelly Rozier

Kelly Rozier has extensive banking experience; specializing is Electronic Payments and fraud. Ms. Rozier advises both financial institutions and their service providers on payments audits, process improvement, and risk management. She provides expertise in ACH, Wire Transfer, Remote Deposit Capture (RDC), and other payment systems, including audits of third-party senders and service providers. She works closely with banking professionals, , risk managers, compliance officers, and operations teams in the context of payments compliance, process optimization, financial risk management, and regulatory education. Additionally, Kelly collaborates with the Simplify Risk–Secura membership program to deliver education and resources tailored to banks, fintech companies and credit unions Prior to joining Stout, Kelly was responsible for the payment’s governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience working on the financial institution side and working with all the major core providers on electronic payments needs based on external fraud threats, network and regulatory requirements. Kelly also has ten years of experience working directly with the BSA/AML and fraud areas specific to electronic payments fraud and incident response.

On-Demand Course