Tokenized Cash Infrastructure for Banks and Credit Unions
About This Course
Cash is being rebuilt on programmable ledgers, and the rebuild is happening on two tracks at once. On one track, payment stablecoins issued under the GENIUS Act, with full reserve backing, monthly attestation, and no interest or yield to holders. On the other, tokenized deposits: ordinary bank and credit union liabilities recorded on a distributed ledger, still insured, still funding loans. Both promise around-the-clock, programmable settlement. Only one of them stays on your balance sheet. This session gives banking and credit union leaders a working map of tokenized cash infrastructure as it stands today. We review definitions, current rule proposals, and existing infrastructure to explain a complex landscape. We will also cover the different roles institutions can play in the ecosystem and a sample roadmap to bring back to leadership.
What You Will Learn
Who Should Attend
Your Instructor
- Angela Murphy, Ph.D.—widely known as Payments Elsa—is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. With a Ph.D. and years of hands-on experience in B2B payments, solutions integration, and financial technology, Angela bridges the gap between emerging technologies and practical strategy, helping financial institutions transform how money moves.
- A trusted advisor and strategist, Angela works with banks, credit unions, and fintechs to navigate the complexities of real-time payments, behavioral AI, and digital infrastructure modernization. Her work is grounded in deep market insight and a relentless drive to make complex financial concepts clear, actionable, and inclusive—for industry leaders and everyday users alike.
- Angela is a graduate of the PayTech Women Executive Academy and the Money20/20 RiseUp program, and she was named the 2024 Emerging Trendsetter by PayTech Women. She is also a Founding Fellow of Coruzant Technologies and a passionate advocate for diversity, equity, and representation in financial services and technology.
- A dynamic speaker and educator, Angela frequently delivers webinars and guest lectures for institutions such as UC Berkeley, the University of Missouri’s Bloch School of Business, and the Regnier Institute for Entrepreneurship and Innovation. Her thought leadership has been featured across global podcasts and media, including The Payments Podium, Cybersecurity Matters, PCN, Off the Rails, Wrestling Payments, and Versatile Ph.D.
CPE & Accreditation
This course qualifies for 1.2 CPE/ NASBA for live attendance only. Your certificate and transcript are available immediately upon completion.
This course is covered under team memberships.
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