What You'll Learn
This course covers the key aspects of underwriting self-employed borrowers. Participants will gain an understanding of the main financial and supporting information needed to thoroughly analyze these debtors. Attendees will learn how to assess and address inherent risks. This course is designed for credit professionals, lenders, and risk managers seeking to deepen their underwriting knowledge.
Topics covered in this course
- Definitions and statistics
- Entity Types
- Tax forms
- Income
- Expenses
- Underwriting considerations
- Risk and mitigation
- Examples
*This course does NOT qualify, nor meet the National Standard for NASBA accreditation.
About the Author:
Joe Davis has been in the banking industry for over 25 years, primarily in commercial credit and lending roles, including serving as Chief Credit Officer of a $1.2 billion community bank. Joe has extensive knowledge of credit analysis, portfolio monitoring, and risk management. Joe earned an MBA from University of Michigan-Flint, a BA in Economics from Michigan State University, and completed the Graduate School of Banking at Colorado.
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